524 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 524 Stetson St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1948
Lot Size	0.14 acres (6,078 sqft)
Owner	2 Company Names on File
Tax Bill	$8,496 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-084-020`

Property Details

APN / Parcel Number

Primary APN	`037-084-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	640 sqft
Basement Area	640 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	6,078 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 14 BLOCK 40 NLY 10 FT OF LOT 15 BLOCK 40 MOSS BEACH HEIGHTS
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	40
Legal Lot Number	13,15
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1017
Census Tract	613600

Owner

Source: San Mateo County records · APN 037-084-020

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 975, MOSS BEACH, CA 94038-0975
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 29, 2012
Transfer Doc	0000036875
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	524 STETSON ST, MOSS BEACH, CA 94038-9706
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 STESTON ST, MOSS BEACH, CA 94038-9706

Mortgage

Document Number	0000054236
Date	Oct 14, 2025
Instrument	2025-054236

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,478 (+2%) Land $171,773 Building $363,705
2025	$8,496.00 (+10.63%) Homeowner's exemption	$524,979 (+4.04%) Land $168,405 Building $356,574
2023	$7,680.00 (+0.05%) Homeowner's exemption	$504,595 Land $161,866 Building $342,729	$1,380,510
2022	$7,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.