524 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 524 Spruce Trl, Forney, TX 75126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,790 sqft · built 2016
Lot Size	0.185 acres (8,040 sqft)
Owner	2 Company Names on File
Last Sale	$293,100 (Aug 2020)
Tax Bill	$5,429 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R193203`

Property Details

APN / Parcel Number

Primary APN	`R193203`
Alternative APNs	`00.3859.0001.0029.00.02.02` `193203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	1,890 sqft
2nd Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,040 sqft (0.185 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 SPRUCE TRL
City	FORNEY
State	TX
Zip	75126-6967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF CHESTNUT MEADOW PH 5, BLOCK A, LOT 29
Legal Subdivision	TRAILS OF CHESTNUT MEADOW PH 5
Legal Block	A
Legal Lot Number	29
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	2
Census Block	2005
Census Tract	50215

Owner

524 Spruce Trl is owned by a company that acquired it in December 2023.

Source: Kaufman County records, as of August 6, 2025

Owner of Record	2 Company Names on File
Mailing Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jan 2, 2024	Intrafamily Transfer, Transfer
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Aug 11, 2020	Quit Claim Deed, Transfer UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL
Dec 4, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	202023195
Deed Book / Page	6534 / 140
Last Transfer Date	Dec 28, 2023
Transfer Doc	0083420054
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	TIMIOS INC, TIMIOS INC TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074380490
Date	Jan 21, 2022
Book Page	7438/490
Instrument	2022-0002765

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Jan 2, 2024
Property Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0083420054
Book / Page	8342 / 54
Map Reference	VOL 3 PG 271
Instrument Date	Dec 28, 2023
Instrument	2024-0000166
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 SPRUCE TRL, FORNEY, TX 75126-6967

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 SPRUCE TRL, FORNEY, TX 75126-6967

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Aug 10, 2020
Property Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0065340140
Book / Page	6534 / 140
Map Reference	VOL 3 PG 271
Instrument Date	Jun 3, 2020
Instrument	2020-0023195
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SPRUCE TRL, FORNEY, TX 75126-6967

Mortgage

Document Number	20200023196
Date	Aug 10, 2020
Instrument	2020-0023196

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Jun 4, 2040

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAUFMAN TX
Recording Date	Aug 11, 2020
Property Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0065340528
Book / Page	006534 / 000528
Instrument Date	May 23, 2020
Instrument	23246
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SPRUCE TRL FORNEY TX 751266967, FORNEY, TX 75126-6967

December 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 4, 2017
Property Address	524 SPRUCE TRL, FORNEY, TX 75126-6967
Document Number	0055260124
Book / Page	5526 / 124
Map Reference	VOL 3 PG 271
Instrument Date	Nov 3, 2017
Instrument	2017-0027971
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	CHICAGO TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 VALLEY VIEW LN STE 400, 1800, FARMERS BRANCH, TX 75234-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SPRUCE TRL, FORNEY, TX 75126-6967

Mortgage

Document Number	20170027972
Date	Dec 4, 2017
Instrument	2017-0027972

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Forney City
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,020 Land $90,000 Building $334,020	$424,020 Land $90,000 Building $334,020
2024	$5,429.00 (+7.8%)
2023	$5,036.00 (-28.16%) Homeowner's exemption Senior Citizen's exemption	$438,614 Land $90,000 Building $348,614	$438,614 Land $90,000 Building $348,614
2022	$7,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Spruce Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Spruce Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORNEY serves 29,692 people · EPA ID TX1290002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jun 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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