524 Spring St, Philo, OH 43771 Property Records

Muskingum County property record for 524 Spring St, Philo, OH 43771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	1,488 sqft Living Area
Lot Size	8,799 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$195,900 (2026)
Tax Bill	$577.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-15-13-05-000`
Alternative APN	`008472-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,488 sqft Living Area
1st Floor	1,056 sqft 1st Floor
Upper Floors	540 sqft Upper Floors
Basement Area	270 sqft Basement
Unfinished Basement	270 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Foundation Type	No Foundation Foundation
Lot Area	8,799 sqft (0.202 acres)
Depth X Width	133 ft x 66 ft Depth x Width

Exterior Amenities

Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch Area	124 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	008472-2
Street Address	524 SPRING ST
City	PHILO
State	OH
Zip	43771-9728
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 SQ 39 PHILO 66 X 133
Legal Subdivision	TAYLORS THIRD ADDITION
Legal Lot Number	12
Jurisdiction	MUSKINGUM OH
Minor Civil Division	HARRISON
Census Blockgroup	2
Census Block	2056
Census Tract	912500

Owner

Source: Muskingum County records · APN 20-15-13-05-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 SPRING ST, PHILO, OH 43771-9728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 28, 2024	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Deed Doc Number	20261933
Deed Book / Page	3326 / 59
Prior Transfer Date	Aug 27, 2024
Prior Transfer Doc	003223/174
Record Refreshed	Sep 20, 2026

February 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Feb 26, 2026
Property Address	524 SPRING ST, PHILO, OH 43771-9728
Document Number	0003326/59
Book / Page	3326 / 59
Map Reference	MB 1 PG 76
Instrument Date	Feb 25, 2026
Instrument	202600001933
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	524 SPRING ST, PHILO, OH 43771-9728
Investor	Possibly a Property Investor

Mortgage

Document Number	0003326/61
Date	Feb 26, 2026
Book Page	3326/61
Instrument	202600001934

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MUSKINGUM OH
Recording Date	Aug 28, 2024
Property Address	524 SPRING ST, PHILO, OH 43771-9728
Document Number	003223/171
Book / Page	3223 / 171
Instrument Date	Aug 21, 2024
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SPRING ST, PHILO, OH 43771-9728

Mortgage

Document Number	003223/174
Date	Aug 28, 2024
Book Page	3223/174
Instrument	202400007522

Lender

Name	PEOPLES BANK
Type	Bank
Address	138 PUTNAM ST, MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (+1.23%) Homeowner's exemption	$28,665 (+20.8%) Land $2,205 Building $26,460
2024			$81,900 (+20.8%) Land $6,300 Building $75,600
2023	$570.00 Homeowner's exemption	$23,730 Land $1,610 Building $22,120
2021			$67,800 Land $4,600 Building $63,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

524 Spring St, Philo, OH 43771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2024: Affidavit of Death of Joint Tenant, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number