Elko County property record for 524 Skyline Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,716 sqft · built 1989 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2025) |
| Tax Bill | $2,732 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-541-005 |
| Primary APN | 001-541-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,716 sqft Living Area |
| Gross Area | 4,343 sqft |
| 1st Floor Area | 1,858 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 582 sqft |
| Heating System | HVAC |
|---|
| Street Address | 524 SKYLINE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | RUBY VIEW HEIGHTS SUBDIVISION FILE 17686 |
| Legal Subdivision | RUBY VIEW HEIGHTS SUB |
| Legal Block | A |
| Legal Lot Number | 67 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950702 |
524 Skyline Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 SKYLINE DR, ELKO, NV 89801-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage ELKO FCU |
| Sep 16, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Nov 9, 2012 · Amount on File |
| Deed Document Number | 2025854772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 524 SKYLINE DR, ELKO, NV 89801-5027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000812693 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 812693 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Amount | Amount on Record |
|---|---|
| Term | 65 Months |
| Due | Apr 15, 2028 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 16, 2025 |
| Property Address | 524 SKYLINE DR, ELKO, NV 89801-5027 |
| Document Number | 0000854772 |
| Map Reference | DOC 17686 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 854772 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 ANTLER RD, ELKO, NV 89801-5370 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 524 SKYLINE DR, ELKO, NV 89801-5027 |
| Document Number | 0000854773 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 854773 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 524 SKYLINE DR, ELKO, NV 89801-5027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000761539 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 761539 |
| Name | ELKO FCU |
|---|---|
| Type | Credit Union |
| Address | ELKO, NV 89801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 51 Months |
| Due | Feb 4, 2024 |
The 2026 property tax bill for 524 Skyline Dr was $2,732, up 5.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,732.00 (+5.4%) | $79,716 (-2.5%) Land $23,800 Building $55,916 | $227,760 (-2.5%) Land $68,000 Building $159,760 |
| 2025 | $2,592.00 | $81,762 Land $23,800 Building $57,962 | $233,606 Land $68,000 Building $165,606 |
| 2023 | $2,160.00 (+3%) | $68,458 (+12.49%) Land $15,750 Building $52,708 | $195,594 (+12.49%) Land $45,000 Building $150,594 |
| 2022 | $2,097.00 | $60,856 Land $15,750 Building $45,106 | $173,874 Land $45,000 Building $128,874 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 524 Skyline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 524 Skyline Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 85% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Rise Broadband, Zito Media.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures