524 Silver Leaf Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 524 Silver Leaf Dr, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 2010
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$206,600 (Aug 2014)
Tax Bill	$4,217 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5153000K0017000R`

Property Details

APN / Parcel Number

Primary APN	`5153000K0017000R`
Alternative APNs	`R79153` `79153`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	2,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	112 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	524 SILVER LEAF DR
City	FATE
State	TX
Zip	75087-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOW PHASE 2, BLOCK K, LOT 17
Legal Subdivision	SPRING MEADOW PHASE 2
Legal Phase	2
Legal Tract	17
Legal Block	K
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2016
Census Tract	40404

Owner

524 Silver Leaf Dr is owned and occupied by two individuals who bought it in August 2014.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 SILVER LEAF DR, FATE, TX 75087-9320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit STELLAR BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 26, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2014 · Amount on File
Deed Sale	Aug 8, 2014 · Amount on File
Prior Sale	Apr 22, 2010 · Amount on File
Deed Document Number	201411259
Prior Transfer Date	Aug 7, 2014
Prior Transfer Doc	0000011259
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	524 SILVER LEAF DR, FATE, TX 75087-9320
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016363
Date	Sep 29, 2023
Instrument	20230000016363

Lender

Name	STELLAR BANK
Type	Bank
Address	HOUSTON, TX 77040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	524 SILVER LEAF DR, FATE, TX 75087-9320
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007154
Date	Mar 26, 2021
Instrument	20210000007154

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Mar 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	524 SILVER LEAF DR, FATE, TX 75087-9320
Document Number	0000004776
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 SILVER LEAF DR FATE TX 750879320, FATE, TX 75087-9320

Mortgage

Document Number	0000004776
Date	Apr 5, 2019
Instrument	4776

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 524 Silver Leaf Dr was $4,217 with a homeowner's exemption, up 2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,109 (-1.01%) Land $84,960 Building $244,149	$329,109 (-1.01%) Land $84,960 Building $244,149
2025	$4,217.00 (+2.01%) Homeowner's exemption	$332,461 Land $109,740 Building $222,721	$332,461 Land $109,740 Building $222,721
2024	$4,134.00 (+11.1%)
2023	$3,721.00 Homeowner's exemption	$349,268 Land $147,500 Building $201,768	$349,268 Land $147,500 Building $201,768
2021	$4,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Silver Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Silver Leaf Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wi-Five Broadband.

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