524 School Rd, Rose Bud, AR 72137 Property Records

White County property record for 524 School Rd, Rose Bud, AR 72137

Property Summary

Property Type	Rural Home
Details	3 ba · 2,736 sqft · built 1959
Lot Size	29.1 acres (1,270,210 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2025)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-15862-003`

Property Details

APN / Parcel Number

Primary APN	`001-15862-003`
Alternative APN	`186624`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,736 sqft Living Area
1st Floor Area	2,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,270,210 sqft (29.1 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	132 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	200 sqft
Patio Area	216 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 SCHOOL RD
City	ROSE BUD
State	AR
Zip	72137-9343
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S 295.16' N 562' W 295.16' E 657.74' NW NW & N 562.55' E 334.12' W 957.42' NW NW & N 987' E 1294.14' W 1344.14' NW NW
Jurisdiction	WHITE AR
Township / Civil Division	KENTUCKY
Census Block Group	2
Census Block	2004
Census Tract	70300

Owner

524 School Rd, a rural home, is owned and occupied by an individual who bought it in May 2025.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2025-006652
Deed Book / Page	2025 / 6652
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 19, 2025
Property Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343
Document Number	DEED2025/6652
Book / Page	DEED 2025 / 6652
Instrument Date	May 15, 2025
Instrument	L202506275
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343

Mortgage

Document Number	L202506276
Date	May 19, 2025
Instrument	L202506276

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Oct 30, 2018
Property Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343
Document Number	DEED2018/17273
Book / Page	DEED 2018 / 17273
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 BERYL RD, 224, MAPLETON, KS 66754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SCHOOL RD, ROSE BUD, AR 72137-9343
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG201821792
Date	Oct 30, 2018
Instrument	MTG 2018/21792

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 524 School Rd was $1,663.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00	$38,320 Land $2,790 Building $35,530
2023	$1,663.00	$38,320 Land $2,790 Building $35,530	$191,600 Land $13,950 Building $177,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 524 School Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, And Flooding, Oct 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 School Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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