Sarasota County property record for 524 Sarabay Rd, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,760 sqft · built 1956 |
| Lot Size | 0.23 acres (10,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,800 (Jul 2001) |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| APN | 0148-02-0019 |
| Primary APN | 0148-02-0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,024 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Mainland |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0148020019 |
|---|---|
| Street Address | 524 SARABAY RD |
| City | OSPREY |
| State | FL |
| Zip | 34229-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 8 BLK 5 BAY ACRES RESUB |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | BAY ACRES - RESUB |
| Legal Tract | 1065 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2102 |
Source: Sarasota County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 524 SARABAY RD, OSPREY, FL 34229-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2001 · Amount on Record |
| Deed Sale | Jul 9, 2001 · Amount on Record |
| Prior Sale | Feb 18, 1997 · Amount on Record |
| Deed Document Number | 200196835 |
| Deed Book / Page | 200100 / 96835 |
| Prior Transfer Date | Dec 7, 1998 |
| Prior Transfer Doc | 1998063916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 524 SARABAY RD, OSPREY, FL 34229-9589 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 524 SARABAY RD, OSPREY, FL 34229-9589 |
| Document Number | 0000003200 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023003200 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,926.00 (+10.75%) Homeowner's exemption | $148,877 (+5.99%) | $334,300 (-8.81%) Land $146,500 Building $187,800 |
| 2023 | $1,739.00 (+5.01%) Homeowner's exemption | $140,467 (+3%) | $366,600 (+8.24%) Land $139,600 Building $227,000 |
| 2022 | $1,656.00 Homeowner's exemption | $136,376 | $338,700 Land $111,700 Building $227,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures