524 Sandpiper St, Lima, OH 45801 Property Records

Allen County property record for 524 Sandpiper St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1979
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Jun 2026)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2405-02-020.000`

Property Details

APN / Parcel Number

Primary APN	`36-2405-02-020.000`
Alternative APN	`G2536240502020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	764 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	524 SANDPIPER ST
City	LIMA
State	OH
Zip	45801-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWLARK PARK SECTION #1 REPLAT LOT 26159 FF 50.00
Legal Subdivision	MEADOWLARK PARK
Legal Lot Number	26159
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

524 Sandpiper St is owned and occupied by an individual who bought it in June 2026.

Source: Allen County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	524 SANDPIPER ST, LIMA, OH 45801-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Feb 9, 2026	Special Warranty Deed, Transfer
Jun 8, 2017	Loan Modification, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Feb 9, 2026 · Amount on File
Deed Document Number	20266031
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2026
Property Address	524 SANDPIPER ST, LIMA, OH 45801-1930
Document Number	0000006031
Instrument Date	Jun 10, 2026
Instrument	20266031
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SANDPIPER ST, LIMA, OH 45801-1930

Mortgage

Document Number	0000006032,
Date	Jun 10, 2026
Instrument	20266032

Lender

Name	LOWER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 9, 2026
Property Address	524 SANDPIPER ST, LIMA, OH 45801-1930
Document Number	2090001255
Book / Page	2026 / 1255
Map Reference	MB 12 PG 171-173
Instrument Date	Oct 24, 2025
Instrument	202602090001255
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 E STATE RD, LIMA, OH 45801-1228

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	524 SANDPIPER ST, LIMA, OH 45801-1930
Document Number	0000008669
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SANDPIPER ST LIMA OH 458011930, LIMA, OH 45801-1930

Mortgage

Document Number	0000008669
Date	Aug 7, 2017
Instrument	8669

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 6, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 524 Sandpiper St was $2,392, down 7.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,392.00 (-7.29%)	$39,310 (-) Land $5,250 Building $34,060	$112,300 (-) Land $15,000 Building $97,300
2024	$2,580.00 (+25%) Homeowner's exemption	$39,310 (+39.99%) Land $5,250 Building $34,060	$112,300 Land $15,000 Building $97,300
2023	$2,064.00 (-2.46%) Homeowner's exemption	$28,080 (-) Land $3,750 Building $24,330
2022	$2,116.00 Homeowner's exemption	$28,080 Land $3,750 Building $24,330
2021			$80,200 Land $10,700 Building $69,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 524 Sandpiper St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Sandpiper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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