524 S Main St, Stuart, IA 50250 Property Records

Adair County property record for 524 S Main St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1925
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jul 2014)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-156-011`

Property Details

APN / Parcel Number

Primary APN	`04-04-156-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	678 sqft
Basement Area	1,232 sqft
Finished Basement	1,000 sqft
Unfinished Basement	232 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	524 S MAIN ST
City	STUART
State	IA
Zip	50250-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 42 O T
Legal Subdivision	ORIGINAL TOWN OF STUART
Legal Block	42
Legal Lot Number	6
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1010
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 S MAIN ST, STUART, IA 50250-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST FAMILTY LENDING CORP
Jul 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 16, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	2014740
Deed Book / Page	707 / 314
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	524 S MAIN ST, STUART, IA 50250-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201114
Date	Oct 1, 2020
Instrument	2020-1114

Lender

Name	MIDWEST FAMILTY LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	524 S MAIN ST, STUART, IA 50250-1014
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000653/314
Date	Jul 11, 2011
Book Page	0653/314
Instrument	ES11-0120

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2041

June 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	ADAIR IA
Recording Date	Jun 16, 2006
Property Address	524 S MAIN ST, STUART, IA 50250-1014
Document Number	000552/102
Book / Page	552 / 102
Instrument Date	Jun 7, 2006
Instrument	2006-1154
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S MAIN ST, STUART, IA 50250-1014

Mortgage

Document Number	0020061155
Date	Jun 16, 2006
Instrument	2006-1155

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (-6.74%) Homeowner's exemption	$182,010 (+2.11%) Land $12,240 Building $169,770	$182,010 (+2.11%) Land $12,240 Building $169,770
2024	$2,818.00 (+25.69%)
2023		$178,250 (+43.4%) Land $9,180 Building $169,070	$178,250 (+43.4%) Land $9,180 Building $169,070
2022	$2,242.00 Homeowner's exemption	$124,300 Land $9,180 Building $115,120
2021			$124,300 Land $9,180 Building $115,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink, Verizon.

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