524 S Florence Ave, Bloomington, IL 61701 Property Records

McLean County property record for 524 S Florence Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,852 sqft · built 1941
Lot Size	0.162 acres (7,060 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Aug 2019)
Tax Bill	$4,336 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-205-013`

Property Details

APN / Parcel Number

Primary APN	`21-10-205-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	926 sqft
Basement Area	926 sqft
Finished Basement	926 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,060 sqft (0.162 acres)
Lot Dimensions	91 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	119 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	524 S FLORENCE AVE
City	BLOOMINGTON
State	IL
Zip	61701-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	2ND OAKLAND SUB & N1/2 VAC ST LYG S & ADJ & LOT 6 BLK 6
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	OAKLAND SUB
Legal Block	6
Legal Lot Number	6
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	5800

Owner

524 S Florence Ave is owned and occupied by an individual who acquired it in November 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK NA
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Dec 28, 2016 · Amount on File
Deed Document Number	201913813
Last Transfer Date	Nov 29, 2021
Transfer Doc	0000028971
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602

Mortgage

Document Number	202300004092
Date	Mar 31, 2023
Instrument	2023-00004092

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Oct 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 9, 2021
Property Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602
Document Number	202100028971
Instrument Date	Nov 29, 2021
Instrument	2021-00028971
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NATIONAL LINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602

Mortgage

Document Number	202100028972
Date	Dec 9, 2021
Instrument	2021-00028972

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 30, 2019
Property Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602
Document Number	201900013813
Instrument Date	Aug 2, 2019
Instrument	2019-00013813
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S FLORENCE AVE, BLOOMINGTON, IL 61701-5602

Mortgage

Document Number	201900013814
Date	Aug 30, 2019
Instrument	2019-00013814

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,201 Land $14,539 Building $49,662	$192,603 Land $43,617 Building $148,986
2024	$4,336.00 (+10.33%)
2023	$3,930.00	$53,024 Land $12,008 Building $41,016	$159,072 Land $36,024 Building $123,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 S Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 524 S Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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