524 S 6th St, Kerman, CA 93630 Property Records

Fresno County property record for 524 S 6th St, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1928
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (May 2026)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-232-03`

Property Details

APN / Parcel Number

Primary APN	`023-232-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	524 S 6TH ST
City	KERMAN
State	CA
Zip	93630-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 SANDERS ADDITION TO KERMAN
Legal Subdivision	SANDERS ADD
Legal Lot Number	21
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2003
Census Tract	4005

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 S 6TH ST, KERMAN, CA 93630-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage CURTIS JACK WILLINGHAM LIVING TRUST
Jul 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage MARIO FRANCISCO PEREZ ETUX
May 4, 2026	Grant Deed, Transfer · FHA Mortgage FLEXPOINT FUNDING
Jan 6, 2026	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jan 6, 2026 · Amount on Record
Deed Document Number	202644158
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	524 S 6TH ST, KERMAN, CA 93630-1502
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15919 W STANISLAUS AVE, KERMAN, CA 93630-1050

Mortgage

Document Number	0000081142
Date	Aug 31, 2023
Instrument	2023-0081142

Lender

Name	CURTIS JACK WILLINGHAM LIVING TRUST
Type	Private Party
Address	10243 W KEARNEY BLVD, FRESNO, CA 93706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	524 S 6TH ST, KERMAN, CA 93630-1502
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15919 W STANISLAUS AVE, KERMAN, CA 93630-1050

Mortgage

Document Number	0000069833
Date	Jul 23, 2025
Instrument	2025-0069833

Lender

Name	MARIO FRANCISCO PEREZ ETUX
Type	Private Party
Address	FIREBAUGH, CA 93622

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 4, 2026
Property Address	524 S 6TH ST, KERMAN, CA 93630-1502
Document Number	0000044158
Instrument Date	Apr 20, 2026
Instrument	2026.44158
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,663.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S 6TH ST, KERMAN, CA 93630-1502

Mortgage

Document Number	0000044159,
Date	May 4, 2026
Instrument	2026.44159

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jan 6, 2026
Property Address	524 S 6TH ST, KERMAN, CA 93630-1502
Document Number	0000000969
Map Reference	MB 14 PG 12
Instrument Date	Dec 24, 2025
Instrument	2026-0000969
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1029, VISALIA, CA 93279-1029
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000970
Date	Jan 6, 2026
Instrument	2026-0000970

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$110,715 (+2%) Land $48,841 Building $61,874
2025	$1,256.00 (+4.58%)	$108,545 (+4.04%) Land $47,884 Building $60,661
2023	$1,201.00 (+0.76%)	$104,332 Land $46,026 Building $58,306
2022	$1,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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