524 S 11th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 524 S 11th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,761 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-458-012`

Property Details

APN / Parcel Number

Primary APN	`08-23-458-012`

Exterior

Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide

Location & Zoning

Account Number	0823458012
Street Address	524 S 11TH ST
City	DEKALB
State	IL
Zip	60115-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 - BLK 3 - CLIFFORD S HUNTS SUBDIVISION
Legal Subdivision	HUNTS SUBDIVISION
Legal Block	3
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3018
Census Tract	1500

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 S 11TH ST, DEKALB, IL 60115-4246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2025	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2025	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 11, 2020	Grant Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP
Mar 11, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025
Deed Sale	Dec 15, 2025
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	202510035
Prior Transfer Date	Oct 13, 2025
Prior Transfer Doc	0000010035
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S 11TH ST, DEKALB, IL 60115-4246

Mortgage

Document Number	0000002429
Date	Apr 12, 2024
Instrument	2024002429

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 15, 2025
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000000035
Map Reference	MB T PG 23
Instrument Date	Oct 13, 2025
Instrument	2025000035
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	OLD REPUBLIC TITLE RESID'L INF, OLD REPUBLIC TTL RES INFORMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 S 11TH ST, DEKALB, IL 60115-4246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 S 11TH ST, DEKALB, IL 60115-4246

Mortgage

Document Number	0000000036
Date	Dec 15, 2025
Instrument	2025000036

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 15, 2025
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000010035
Map Reference	DOC 267240
Instrument Date	Oct 13, 2025
Instrument	2025010035
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	OLD REPUBLIC TITLE RESID'L INF, OLD REPUBLIC TTL RES INFORMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 S 11TH ST, DEKALB, IL 60115-4246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 S 11TH ST, DEKALB, IL 60115-4246

Mortgage

Document Number	0000010036
Date	Dec 15, 2025
Instrument	2025010036

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 30, 2020
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000007402
Instrument Date	May 12, 2020
Instrument	7402
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$56.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 S 11TH ST DEKALB IL 601154246, DEKALB, IL 60115-4246

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 11, 2020
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000002190
Instrument Date	Mar 6, 2020
Instrument	2190
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S 11TH ST DEKALB IL 601154246, DEKALB, IL 60115-4246

Mortgage

Document Number	2191
Date	Mar 11, 2020
Instrument	2191

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 11, 2020
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000002189
Instrument Date	Mar 4, 2020
Instrument	2189
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 S 11TH ST DEKALB IL 601154246, DEKALB, IL 60115-4246

Mortgage

Document Number	2191
Date	Mar 11, 2020
Instrument	2191

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 5, 2018
Property Address	524 S 11TH ST, DEKALB, IL 60115-4246
Document Number	0000003070
Instrument	3070
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	430 THOMAS DR SYCAMORE IL 601781040, SYCAMORE, IL 60178-1040

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,998 (+9.51%) Land $8,781 Building $41,217	$149,994 (+9.51%) Land $26,343 Building $123,651
2024	$2,761.00 Homeowner's exemption Senior Citizen's exemption	$45,656 (+14.69%) Land $8,018 Building $37,638	$136,968 (+14.69%) Land $24,054 Building $112,914
2023		$39,808 Land $6,991 Building $32,817	$119,424 Land $20,973 Building $98,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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