524 Ruth Way, Livermore, CA 94550 Property Records

Alameda County property record for 524 Ruth Way, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,341 sqft · built 1963
Lot Size	0.14 acres (6,105 sqft)
Owner	Trust Name on File
Last Sale	$960,000 (May 2022)
Tax Bill	$12,648 (2025)
Deeds & Mortgages	May 2023 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99-315-4`

Property Details

APN / Parcel Number

Primary APN	`99-315-4`
Alternative APN	`099-0315-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,105 sqft (0.14 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 RUTH WAY
City	LIVERMORE
State	CA
Zip	94550-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: TR: 2425
Legal Subdivision	TRACT 2425 FILED JANUARY 31 1963
Legal Tract	2425
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1001
Census Tract	451701

Owner

524 Ruth Way is owner-occupied and held in a trust since May 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	524 RUTH WAY, LIVERMORE, CA 94550-4042
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer
May 6, 2022	Grant Deed, Transfer · Conventional Mortgage STAR ONE CU
May 6, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Deed Document Number	202290470
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000090471
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 16, 2023
Property Address	524 RUTH WAY, LIVERMORE, CA 94550-4042
Document Number	0000055406
Map Reference	MB 46 PG 9
Instrument Date	May 16, 2023
Instrument	2023055406
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 RUTH WAY, LIVERMORE, CA 94550-4042

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 6, 2022
Property Address	524 RUTH WAY, LIVERMORE, CA 94550-4042
Document Number	0000090470
Map Reference	MB 46 PG 9
Instrument Date	May 2, 2022
Instrument	2022090470
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RUTH WAY, LIVERMORE, CA 94550-4042

Mortgage

Document Number	0000090472
Date	May 6, 2022
Instrument	2022090472

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 6, 2022
Property Address	524 RUTH WAY, LIVERMORE, CA 94550-4042
Document Number	0000090471
Map Reference	MB 46 PG 9
Instrument Date	Apr 4, 2022
Instrument	2022090471
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RUTH WAY, LIVERMORE, CA 94550-4042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	524 RUTH WAY, LIVERMORE, CA 94550-4042
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2243, DUBLIN, CA 94568-0224

Mortgage

Document Number	0000405641
Date	Dec 27, 2021
Instrument	2021405641

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 524 Ruth Way was $12,648 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,122 (+2.01%) Land $311,736 Building $727,386
2025	$12,648.00 Homeowner's exemption	$1,011,751 Land $305,625 Building $713,126
2023	$11,145.00	$883,000 Land $264,900 Building $618,100	$919,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Ruth Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 524 Ruth Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth Way

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