524 Rush St, Petoskey, MI 49770 Property Records

Emmet County property record for 524 Rush St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.086 acres (3,765 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Sep 2007)
Tax Bill	$1,728 (2024)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-301-014`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-301-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	990 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	3,765 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 RUSH ST
City	PETOSKEY
State	MI
Zip	49770-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	BAZIEL PETOSKEY'S ADDITION N 1/2 OF LOT 1 BLK 3 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	BAZIEL PETOSKEYS ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2022
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 RUSH ST, PETOSKEY, MI 49770-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2007 · Amount on Record
Deed Sale	Sep 18, 2007 · Amount on Record
Prior Sale	Sep 18, 2000 · Amount on Record
Deed Document Number	20075047545
Deed Book / Page	1095 / 234
Prior Transfer Date	Jun 11, 1998
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	524 RUSH ST, PETOSKEY, MI 49770-3114
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RUSH ST, PETOSKEY, MI 49770-3114

Mortgage

Document Number	0000001237/0000000028
Date	Sep 10, 2021
Book Page	0000001237/0000000028
Instrument	5189989

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	524 RUSH ST, PETOSKEY, MI 49770-3114
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RUSH ST, PETOSKEY, MI 49770-3114

Mortgage

Document Number	0000001233/0000000157
Date	May 17, 2021
Book Page	0000001233/0000000157
Instrument	5186122

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,100 (+46.49%) Land $119,100	$238,200 (+46.49%) Land $238,200
2024	$1,728.00
2023		$81,300 Land $81,300	$162,600 Land $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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