524 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 524 River Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1900
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2015)
Tax Bill	$7,032 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2018 Sale & Mortgage
APN	`407489 53.072-1-11`

Property Details

APN / Parcel Number

Primary APN	`407489 53.072-1-11`
Alternative APN	`748905307200010110000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,596 sqft
Upper Floors Area	468 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	153 ft deep x 225 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	984 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407489 53.072-1-11
Street Address	524 RIVER RD
City	POTSDAM
State	NY
Zip	13676-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0584SP22000
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	4
Census Block	4001
Census Tract	491000

Owner

524 River Rd is owned and occupied by an individual who bought it in July 2015.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	524 RIVER RD, POTSDAM, NY 13676-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Deed Document Number	20159014
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	524 RIVER RD, POTSDAM, NY 13676-3106
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RIVER RD, POTSDAM, NY 13676-3106

Mortgage

Document Number	0000000581
Date	Jan 16, 2026
Instrument	R-2026-00000581

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 1, 2018
Property Address	524 RIVER RD, POTSDAM, NY 13676-3106
Document Number	0000013048
Instrument Date	Sep 17, 2018
Instrument	13048
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 LOWER PINE ST POTSDAM NY 136763100, POTSDAM, NY 13676-3100

Mortgage

Document Number	13049
Date	Oct 1, 2018
Instrument	13049

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 524 River Rd was $7,032, down 3.3% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,032.00 (-3.29%)
2025	$7,271.00 (+1.2%)	$252,000 (+52.73%) Land $13,200 Building $238,800	$252,000 (+5.38%) Land $13,200 Building $238,800
2024	$7,185.00	$165,000 (-) Land $16,500 Building $148,500	$239,130 (+7.25%) Land $23,913 Building $215,217
2023		$165,000 Land $16,500 Building $148,500	$222,973 Land $22,297 Building $200,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 524 River Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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