524 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 524 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,427 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (May 2019)
Tax Bill	$4,295 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 078.15-1-22`

Property Details

APN / Parcel Number

Primary APN	`265489 078.15-1-22`
Alternative APNs	`54890781500001022000` `02291000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	968 sqft
Upper Floors Area	459 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	177 ft deep x 50 ft wide
Porch	Patio
Porch Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02291000000
Street Address	524 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0023-14-07
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3000
Census Tract	11207

Owner

524 Ridge Rd is owned and occupied by an individual who bought it in May 2019.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	524 RIDGE RD, WEBSTER, NY 14580-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit FINGER LAKES FCU
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Prior Sale	Jul 11, 2014 · Amount on File
Deed Document Number	20191198
Deed Book / Page	12181 / 313
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	524 RIDGE RD, WEBSTER, NY 14580-1732
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RIDGE RD, WEBSTER, NY 14580-1732

Mortgage

Document Number	0000001173
Date	Aug 16, 2022
Book Page	30020/390
Instrument	202208161173

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 9, 2019
Property Address	524 RIDGE RD, WEBSTER, NY 14580-1732
Document Number	0000001198
Book / Page	12181 / 313
Instrument Date	Apr 9, 2019
Instrument	201905091198
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 RIDGE RD, 524, WEBSTER, NY 14580-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RIDGE RD, WEBSTER, NY 14580-1732

Mortgage

Document Number	0000001199
Date	May 9, 2019
Instrument	201905091199

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 524 Ridge Rd was $4,295, up 1.6% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,295.00 (+1.56%)
2025	$4,229.00	$90,000 Land $28,600 Building $61,400	$187,500 Land $59,583 Building $127,917
2023		$90,000 (-) Land $28,600 Building $61,400	$155,200 (+10.38%) Land $49,319 Building $105,881
2022		$90,000 Land $28,600 Building $61,400	$140,600 Land $44,680 Building $95,920
2021	$4,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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