524 Raymond Ave, Frostproof, FL 33843 Property Records

Polk County property record for 524 Raymond Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 2006
Lot Size	0.4 acres (17,420 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2022)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-32-18-986130-009300`

Property Details

APN / Parcel Number

Primary APN	`28-32-18-986130-009300`
Alternative APNs	`183228986130009300` `83228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	17,420 sqft (0.4 acres)
Lot Dimensions	210 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	280 sqft
Porch	Unfinished Open Porch
Porch Area	38 sqft
Shed	1 Shed

Location & Zoning

Street Address	524 RAYMOND AVE
City	FROSTPROOF
State	FL
Zip	33843-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUN RAY HOMES NO 5 PB 64 PG 46 BLK 9 LOT 30
Legal Range	28E
Legal Township	32S
Legal Section	18
Legal Subdivision	SUN RAY HOMES UNIT #5
Legal Tract	986130
Legal Block	9
Legal Lot Number	30
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	1
Census Block	1033
Census Tract	15801

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 10, 2022	Correction Deed ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	2022134493
Deed Book / Page	12256 / 1468
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2022
Property Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Document Number	0000134493
Book / Page	12256 / 1468
Map Reference	MB 64 PG 46
Instrument Date	May 13, 2022
Instrument	2022134493
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGCY SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1428 TEAL DR, 1428, KISSIMMEE, FL 34759-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433

Mortgage

Document Number	0122561470
Date	May 17, 2022
Instrument	12256/1470

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	May 10, 2022
Property Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Document Number	0000126995
Book / Page	12246 / 267
Map Reference	MB 64 PG 46
Instrument Date	May 7, 2022
Instrument	2022126995
Record Updated	May 23, 2022
Title Company	ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Document Number	0115391579
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 TEAL DR KISSIMMEE FL 347595104, KISSIMMEE, FL 34759-5104

Mortgage

Document Number	0115391579
Date	Jan 14, 2021
Book Page	011539/001579
Instrument	11568

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 13, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 19, 2018
Property Address	524 RAYMOND AVE, FROSTPROOF, FL 33843-9433
Document Number	0106740738
Book / Page	010674 / 000738
Instrument Date	Nov 19, 2018
Instrument	241530
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RAYMOND AVE FROSTPROOF FL 338439433, FROSTPROOF, FL 33843-9433

Mortgage

Document Number	106740742
Date	Nov 19, 2018
Book Page	010674/000742
Instrument	241531

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (-18.83%)	$175,090 (+1.79%) Land $22,050 Building $153,040	$175,090 (+1.79%) Land $22,050 Building $153,040
2023	$2,788.00 (+31.76%)	$172,017 (+14.55%) Land $15,750 Building $156,267	$172,017 (+14.55%) Land $15,750 Building $156,267
2022	$2,116.00	$150,174 Land $8,085 Building $142,089	$150,174 Land $8,085 Building $142,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Raymond Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures