524 Prosperity Dr, Warne, NC 28909 Property Records

Clay County property record for 524 Prosperity Dr, Warne, NC 28909 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	1,665 sqft Heated Area
Lot Size	101,930 sqft (2.34 acres)
Occupancy	Owner Occupied
Last Sale	$69,000 (2020)
Tax Bill	$1,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`542900357008`
Alternative APN	`615442000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,665 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	101,930 sqft (2.34 acres)

Location & Zoning

Account Number	615442000
Street Address	524 PROSPERITY DR
City	WARNE
State	NC
Zip	28909-5500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 42 & 49 BRASSTOWN TRAIL
Legal Subdivision	BRASSTOWN TRAILS SUBDIVISION
Legal Lot Number	42,49
Jurisdiction	CLAY NC
Minor Civil Division	BRASSTOWN
Census Blockgroup	1
Census Block	1048
Census Tract	950202

Owner

Source: Clay County records · APN 542900357008

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 PROSPERITY DR, WARNE, NC 28909-5500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 31, 2020	Intrafamily Transfer, Transfer
Jan 06, 2020	Warranty Deed, Transfer · Seller Take-Back ROGER RACE
Apr 03, 2017	Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2020 · Amount on Record
Deed Sale	Jan 06, 2020 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Doc Number	202031
Deed Book / Page	436 / 191
Last Transfer Date	Jan 13, 2020
Transfer Doc	437/0113
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	524 PROSPERITY DR, WARNE, NC 28909-5500
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000P16/31
Date	Jul 25, 2022
Book Page	P16/31
Instrument	2022001984

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jan 31, 2020
Property Address	524 PROSPERITY DR, WARNE, NC 28909-5500
Document Number	437/0113
Book / Page	437 / 0113
Map Reference	CAB 4 SL 1035
Instrument Date	Jan 13, 2020
Instrument	2020000246
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 PROSPERITY DR, WARNE, NC 28909-5500

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 06, 2020
Property Address	524 PROSPERITY DR, WARNE, NC 28909-5500
Document Number	436/0191
Book / Page	436 / 0191
Map Reference	CAB 4 SL 1035
Instrument Date	Dec 03, 2019
Instrument	2020000031
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 PROSPERITY DR, WARNE, NC 28909-5500

Mortgage

Document Number	2020000032
Date	Jan 06, 2020
Instrument	2020000032

Lender

Name	ROGER RACE
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2025

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 03, 2017
Property Address	524 PROSPERITY DR, WARNE, NC 28909-5500
Document Number	409/165
Book / Page	409 / 165
Map Reference	CAB 4 SL 1035
Instrument Date	Apr 03, 2017
Instrument	2017000705
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 PROSPERITY DR, WARNE, NC 28909-5500

Mortgage

Document Number	2017000706
Date	Apr 03, 2017
Instrument	2017000706

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00 (+10.87%)	$240,200 (-) Land $72,600 Building $167,600	$240,200 (-) Land $72,600 Building $167,600
2023	$920.00	$240,200 Land $72,600 Building $167,600	$240,200 Land $72,600 Building $167,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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