524 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 524 Prospect Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1920
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Sep 2020)
Tax Bill	$601 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-3112-05-034.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-05-034.000`
Alternative APN	`M3837311205034000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,138 sqft
Upper Floors Area	480 sqft
Basement Area	602 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	464 sqft
Deck Area	348 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	524 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T K JACOBS TENTH ADDITION LOT 5634 FF 50.00
Legal Subdivision	T K JACOBS TENTH ADDITION
Legal Lot Number	5634
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1012
Census Tract	12700

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
May 5, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
May 5, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Sep 14, 2020	Warranty Deed, Transfer · Line of Credit STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jan 25, 2013 · Amount on Record
Deed Document Number	202011040
Deed Book / Page	2020 / 11040
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6070006788
Date	Jun 7, 2022
Book Page	2022/6788
Instrument	202206070006788

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	RIVERDALE, MI 48877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	34 Months
Due	Apr 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6070006789
Date	Jun 7, 2022
Book Page	2022/6789
Instrument	202206070006789

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Apr 28, 2042

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5050005312
Date	May 5, 2022
Book Page	2022/5312
Instrument	202205050005312

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Apr 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5050005298
Date	May 5, 2022
Book Page	2022/5298
Instrument	202205050005298

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2042

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 14, 2020
Property Address	524 PROSPECT AVE, LIMA, OH 45804-1456
Document Number	0000011040
Instrument Date	Sep 11, 2020
Instrument	11040
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4204 COUNTY ROAD 26 RAWSON OH 458819610, RAWSON, OH 45881-9610

Mortgage

Document Number	11041
Date	Sep 14, 2020
Instrument	11041

Lender

Name	STATE BK&TR
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+0.33%)	$15,200 (-) Land $1,230 Building $13,970	$43,400 (-) Land $3,500 Building $39,900
2024	$599.00 (-7.13%)	$15,200 (+5.12%) Land $1,230 Building $13,970	$43,400 (+5.08%) Land $3,500 Building $39,900
2023	$645.00 (-0.46%)	$14,460 (-) Land $1,160 Building $13,300
2022	$648.00	$14,460 Land $1,160 Building $13,300
2021			$41,300 Land $3,300 Building $38,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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