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524 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 524 Paul Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,526 sqft · built 1985
Lot Size0.22 acres (9,747 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Jan 2024)
Tax Bill$4,310 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-382-028-000

Property Details

APN / Parcel Number

Primary APN07-25-382-028-000
Alternative APN
  • 07251830201700 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,526 sqft Living Area
1st Floor Area1,526 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeCathedral/Clerestory
Lot Area9,747 sqft (0.22 acres)
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area578 sqft

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area455 sqft
Patio Area455 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address524 PAUL DR
CityWATERLOO
StateIL
Zip62298-1469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 LAKEVIEW ESTATES 2ND ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionLAKEVIEW ESTATES
Legal Lot Number45
JurisdictionMONROE IL
Township / Civil Division18
Census Block Group4
Census Block4009
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-382-028-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address601 S CHURCH ST, WATERLOO, IL 62298-1432
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jan 29, 2024Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Deed Document Number2024431915
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address524 PAUL DR, WATERLOO, IL 62298-1469
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441095
DateFeb 03, 2026
Instrument441095
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeFixed Rate
Rate5.88%

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateJan 29, 2024
Property Address524 PAUL DR, WATERLOO, IL 62298-1469
Document Number0000431915
Instrument DateJan 25, 2024
Instrument431915
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 PAUL DR, WATERLOO, IL 62298-1469

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address524 PAUL DR, WATERLOO, IL 62298-1469

Mortgage

Document Number0000431916
DateJan 29, 2024
Instrument431916
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeFixed Rate
Rate6.88%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$82,490 (+22.83%) Land $16,360 Building $66,130$247,470 (+22.83%) Land $49,080 Building $198,390
2024$4,310.00
2022Additional exemption filed$67,160 Land $15,140 Building $52,020$201,480 Land $45,420 Building $156,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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