524 Palm Valley Dr E, Palm Valley (Harlingen), TX 78552 Property Records

Cameron County property record for 524 Palm Valley Dr E, Palm Valley, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,272 sqft · built 1973
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,200 (Oct 2012)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458120-0060-008000`

Property Details

APN / Parcel Number

Primary APN	`458120-0060-008000`
Alternative APN	`91323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,272 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,924 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	524 PALM VALLEY DR E
City	HARLINGEN
State	TX
Zip	78552-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	PALM VALLEY- PALM VALLEY ESTS 7 LOT 8 BLK 6
Legal Subdivision	PALM VALLEY ESTATES SUBDIVISION 7
Legal Block	6
Legal Lot Number	8
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1017
Census Tract	10405

Owner

Source: Cameron County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WILD ORCHID, HARLINGEN, TX 78552-6503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012 · Amount on Record
Deed Sale	Oct 25, 2012 · Amount on Record
Prior Sale	Dec 17, 1999 · Amount on Record
Deed Document Number	201241336
Deed Book / Page	18891 / 298
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	524 PALM VALLEY DR E, HARLINGEN, TX 78552-8941
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	NOT AVAILABLE, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305786
Date	Feb 21, 2023
Instrument	2023-05786

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Palm Valley City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-7.32%) Land $33,750 Building $176,250	$210,000 (-9.8%) Land $33,750 Building $176,250
2025	$3,328.00 (+4.46%) Homeowner's exemption	$226,581 (-2.67%) Land $33,750 Building $199,055	$232,805 (-) Land $33,750 Building $199,055
2023		$232,805 Land $33,750 Building $199,055	$232,805 Land $33,750 Building $199,055
2022	$3,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 336 policies
Nearby Flood Policies	336 in force
Nearby Flood Claims	159 (2008–2025)
Claims Outside the SFHA	159 of 159
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 151 claims Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM VALLEY serves 1,310 people · EPA ID TX0310027
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100