Monroe County property record for 524 Oexner Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,050 sqft · built 1984 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-300-002-000 |
| Primary APN | 08-30-300-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Building Perimeter |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Area | 784 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,454 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 626 sqft |
| Patio Area | 104 sqft |
| Gazebo | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 524 OEXNER LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART TAX LOT 9A |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Lot Number | 9A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 600401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 524 OEXNER LN, WATERLOO, IL 62298-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 524 OEXNER LN, WATERLOO, IL 62298-2904 |
| Document Number | 0000410094 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 524 OEXNER LN WATERLOO IL 622982904, WATERLOO, IL 62298-2904 |
| Document Number | 0000410094 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 410094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 9, 2040 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,440 (+28.34%) Land $22,610 Building $152,830 | $526,320 (+28.34%) Land $67,830 Building $458,490 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $136,700 Land $22,610 Building $114,090 | $410,100 Land $67,830 Building $342,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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