524 Natchez Trce, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 524 Natchez Trce, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,748 sqft · built 1990
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Feb 2022)
Tax Bill	$1,073 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Sale
APN	`0594001001590`

Property Details

APN / Parcel Number

Primary APN	`0594001001590`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,748 sqft Total Area
1st Floor Area	2,090 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	115 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	318 sqft
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 NATCHEZ TRCE
City	CHESAPEAKE
State	VA
Zip	23322-7282
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	159 FOXGATE QUARTER SEC 2-B
Legal Subdivision	FOXGATE QUARTER, WILSON HEIGHTS WEST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	21010

Owner

524 Natchez Trce is owned by two individuals who bought it in February 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 NATCHEZ TRCE, CHESAPEAKE, VA 23322-7282
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Sep 14, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	20226296
Deed Book / Page	10524 / 602
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 22, 2022
Property Address	524 NATCHEZ TRCE, CHESAPEAKE, VA 23322-7282
Document Number	010524/602
Book / Page	10524 / 602
Instrument Date	Feb 9, 2022
Instrument	220006296
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NATCHEZ TRCE, CHESAPEAKE, VA 23322-7282

Mortgage

Document Number	0220006299
Date	Feb 22, 2022
Instrument	220006299

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 14, 2021
Property Address	524 NATCHEZ TRCE, CHESAPEAKE, VA 23322-7282
Document Number	0010445/79
Book / Page	10445 / 79
Instrument Date	Sep 9, 2021
Instrument	210042025
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NATCHEZ TREE, CHESAPEAKE, VA 23322

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,500 (+4.05%) Land $200,000 Building $337,500	$537,500 (+4.05%) Land $200,000 Building $337,500
2025		$516,600 Land $190,000 Building $326,600	$516,600 Land $190,000 Building $326,600
2023		$482,900 (+13.54%) Land $170,000 Building $312,900	$482,900 (+13.54%) Land $170,000 Building $312,900
2022	$1,073.00	$425,300 Land $150,000 Building $275,300	$425,300 Land $150,000 Building $275,300
2019	$3,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 524 Natchez Trce; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Natchez Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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