524 N Ham Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 524 N Ham Ln, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1955
Lot Size	0.13 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2018)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`037-024-210-000`

Property Details

APN / Parcel Number

Primary APN	`037-024-210-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1955
Architectural Style	Other
Construction Type	Wood
Lot Area	5,700 sqft (0.13 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 N HAM LN
City	LODI
State	CA
Zip	95242-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	08
Legal Description	CITY/MUNI/TWP:LODI SUBD:BEL AIR ESTATES MAP REF:MB 037 PG 02
Legal Subdivision	BEL AIR ESTATES
Legal Lot Number	78
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2008
Census Tract	4204

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	524 N HAM LN, LODI, CA 95242-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 23, 2018	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 17, 2017	Loan Modification, Mortgage · FHA Mortgage PLATINUM HM MTG
Apr 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Jun 12, 2015
Deed Document Number	2018-020377
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	524 N HAM LN, LODI, CA 95242-2417
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048578
Date	Apr 22, 2020
Instrument	2020-048578

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2018
Property Address	524 N HAM LN, LODI, CA 95242-2417
Document Number	0000020377
Map Reference	MB 14 PG 21
Instrument Date	Feb 20, 2018
Instrument	2018-020377
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 N HAM LN, LODI, CA 95242-2417

Mortgage

Document Number	0000020378
Date	Feb 23, 2018
Instrument	2018-020378

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	524 N HAM LN, LODI, CA 95242-2417
Document Number	0000053014
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 N HAM LN LODI CA 952422417, LODI, CA 95242-2417

Mortgage

Document Number	0000053014
Date	May 10, 2017
Instrument	53014

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	524 N HAM LN, LODI, CA 95242-2417
Document Number	0000053015
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 N HAM LN LODI CA 952422417, LODI, CA 95242-2417

Mortgage

Document Number	0000053015
Date	May 10, 2017
Instrument	53015

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,458.00 (+4%)	$318,588 (+4.04%) Land $68,267 Building $250,321
2023	$3,325.00 (+2.28%)	$306,218 Land $65,617 Building $240,601
2022	$3,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: California Internet.

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