524 N Albany St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 524 N Albany St, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,291 sqft · built 1870
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2023)
Tax Bill	$5,779 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`500700 50.-1-14`

Property Details

APN / Parcel Number

Primary APN	`500700 50.-1-14`
Alternative APN	`070005000000010140000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,291 sqft Total Area
1st Floor Area	861 sqft
Upper Floors Area	430 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	165 ft deep x 33 ft wide
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 N ALBANY ST
City	ITHACA
State	NY
Zip	14850-4064
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2B
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2006
Census Tract	800

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 N ALBANY ST, ITHACA, NY 14850-4064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GARY MARSDEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	202310418
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Nov 21, 2023
Property Address	524 N ALBANY ST, ITHACA, NY 14850-4064
Document Number	0000000418
Instrument Date	Nov 20, 2023
Instrument	2023-10418
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	524 N ALBANY ST, ITHACA, NY 14850-4064
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000421
Date	Nov 21, 2023
Instrument	2023-10421

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 9, 2019
Property Address	524 N ALBANY ST, ITHACA, NY 14850-4064
Document Number	0000011347
Instrument Date	Sep 9, 2019
Instrument	11347
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.76
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 TROY RD ITHACA NY 148509443, ITHACA, NY 14850-9443

Mortgage

Document Number	11348
Date	Sep 9, 2019
Instrument	11348

Lender

Name	GARY MARSDEN
Address	321 CASCADILLA ST, ITHACA, NY 14850-3476

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 8, 2024

Interest

Rate	8.5%

Mortgage

Document Number	11349,
Date	Sep 9, 2019
Instrument	11349

Lender

Name	GARY MARSDEN
Address	321 CASCADILLA ST, ITHACA, NY 14850-3476
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,779.00 (-46.1%)
2025	$10,722.00	$280,000 (+15.7%) Land $44,100 Building $235,900	$280,000 (+15.7%) Land $44,100 Building $235,900
2023		$242,000 (+1%) Land $44,100 Building $197,900	$242,000 (+1%) Land $44,100 Building $197,900
2022		$220,000 Land $44,100 Building $175,900	$220,000 Land $44,100 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	27 (1981)
Claims Outside the SFHA	16 of 27
Most Recent Claim	Oct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Fiberspark, Verizon.

Nearby Properties on N Albany St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures