524 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 524 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,081 sqft · built 1933
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-018900-000302-7`

Property Details

APN / Parcel Number

Primary APN	`48-018900-000302-7`
Alternative APNs	`4801890000030270111` `173967`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
1st Floor Area	2,081 sqft
Flooring	Carpet

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1947
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway
Driveway Area	1,050 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	524 N 16TH ST
City	WACO
State	TX
Zip	76707-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GARDNER-ARCHENHOLD LOT G BLOCK 22 ACRES .1607
Legal Subdivision	GARDNER-ARCHENHOLD
Legal Block	22
Legal Lot Number	G
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2016
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1090 ESTES RD, LORENA, TX 76655-3375
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage COMMUNITY BK&TR (WACO TX)
Jul 31, 2019	Deed of Trust, Mortgage COMMUNITY BK
Jul 1, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	524 N 16TH ST, WACO, TX 76707-3515
Document Number	0000003658
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1090 ESTES RD LORENA TX 766553375, LORENA, TX 76655-3375

Mortgage

Document Number	0000003658
Date	Feb 3, 2020
Instrument	3658

Lender

Name	COMMUNITY BK&TR (WACO TX)
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	524 N 16TH ST, WACO, TX 76707-3515
Document Number	0000026976
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1090 ESTES RD LORENA TX 766553375, LORENA, TX 76655-3375

Mortgage

Document Number	0000026976
Date	Aug 14, 2019
Instrument	26976

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2019
Property Address	524 N 16TH ST, WACO, TX 76707-3515
Document Number	0000021576
Instrument Date	Jun 26, 2019
Instrument	21576
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1090 ESTES RD LORENA TX 766553375, LORENA, TX 76655-3375

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,260 (-) Land $21,070 Building $54,190	$75,260 (-) Land $21,070 Building $54,190
2025	$1,692.00 (+5.68%)	$75,260 (+6%) Land $21,070 Building $54,190	$75,260 (+6%) Land $21,070 Building $54,190
2024	$1,601.00 (+0.63%)
2023		$71,000 Land $21,070 Building $49,930	$71,000 Land $21,070 Building $49,930
2022	$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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