524 Morningside Dr, Vista, CA 92084 Property Records

San Diego County property record for 524 Morningside Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,424 sqft · built 1974
Lot Size	0.324 acres (14,100 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,500 (May 2026)
Tax Bill	$7,206 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`175-291-31-00`

Property Details

APN / Parcel Number

Primary APN	`175-291-31-00`
Alternative APN	`1752903100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	14,100 sqft (0.324 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1752903100
Street Address	524 MORNINGSIDE DR
City	VISTA
State	CA
Zip	92084-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 159 POR TR 002002
Legal Subdivision	VISTA HEIGHTS
Legal Tract	002002
Legal Block	2
Legal Lot Number	159
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19503

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 8, 2026	Grant Deed, Transfer · Conventional Mortgage WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN
May 31, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	2026132778
Prior Transfer Date	Aug 6, 2019
Prior Transfer Doc	0000359444
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Investor	Possibly a Property Investor

Mortgage

Document Number	0000325553
Date	Aug 11, 2022
Instrument	2022-0325553

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Document Number	0000132778
Instrument Date	Apr 10, 2026
Instrument	2026.132778
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,375.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132

Mortgage

Document Number	0000132779,
Date	May 8, 2026
Instrument	2026.132779

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209484
Date	May 31, 2019
Instrument	2019-0209484

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000536645
Date	Nov 19, 2019
Instrument	2019-0536645

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132

Mortgage

Document Number	0000708926
Date	Nov 12, 2020
Instrument	2020-0708926

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Document Number	0000359445
Instrument Date	Aug 6, 2019
Instrument	359445
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 MORNINGSIDE DR VISTA CA 920846132, VISTA, CA 92084-6132

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	524 MORNINGSIDE DR, VISTA, CA 92084-6132
Document Number	0000359444
Instrument Date	Aug 6, 2019
Instrument	359444
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	524 MORNINGSIDE DR VISTA CA 920846132, VISTA, CA 92084-6132

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,413 (+2%) Land $309,874 Building $278,539
2025	$7,206.00 (+5.43%) Homeowner's exemption	$576,877 (+4.04%) Land $303,799 Building $273,078
2024	$6,835.00 (+2.21%)
2023	$6,687.00 (+0.25%) Homeowner's exemption	$554,478 Land $292,003 Building $262,475
2022	$6,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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