524 Middle Rd, Belmont, CA 94002 Property Records

San Mateo County property record for 524 Middle Rd, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1972
Lot Size	0.385 acres (16,776 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Mar 2008)
Tax Bill	$19,397 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-194-100`

Property Details

APN / Parcel Number

Primary APN	`044-194-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,030 sqft
Basement Area	740 sqft
Finished Basement	410 sqft
Unfinished Basement	330 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	16,776 sqft (0.385 acres)
Lot Dimensions	192 ft deep x 88 ft wide
Garage Type	Basement
Garage Area	330 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 MIDDLE RD
City	BELMONT
State	CA
Zip	94002-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10010
Legal Description	LOT 2 BLOCK 1 VANNIER HEIGHTS RSM 37/49 50 CITY OF BELMONT
Legal Subdivision	VANNIER HEIGHTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3001
Census Tract	608700

Owner

524 Middle Rd is owner-occupied and held in a trust since November 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	524 MIDDLE RD, BELMONT, CA 94002-2131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 13, 2019	Correction Deed ATTORNEY ONLY
Oct 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2008 · Amount on File
Deed Sale	Mar 21, 2008 · Amount on File
Prior Sale	Jun 18, 2003 · Amount on File
Deed Document Number	200831150
Last Transfer Date	Nov 8, 2019
Transfer Doc	0000095737
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	524 MIDDLE RD, BELMONT, CA 94002-2131
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MIDDLE RD, BELMONT, CA 94002-2131

Mortgage

Document Number	0000138233
Date	Sep 28, 2021
Instrument	2021-138233

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	524 MIDDLE RD, BELMONT, CA 94002-2131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MIDDLE RD, BELMONT, CA 94002-2131

Mortgage

Document Number	0000098807
Date	Sep 22, 2020
Instrument	2020-098807

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 13, 2019
Property Address	524 MIDDLE RD, BELMONT, CA 94002-2131
Document Number	0000095737
Instrument Date	Nov 8, 2019
Instrument	95737
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 MIDDLE RD BELMONT CA 940022131, BELMONT, CA 94002-2131

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 3, 2019
Property Address	524 MIDDLE RD, BELMONT, CA 94002-2131
Document Number	0000082039
Instrument Date	Sep 24, 2019
Instrument	82039
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 MIDDLE RD BELMONT CA 940022131, BELMONT, CA 94002-2131

Tax Assessment & Valuation

The 2025 property tax bill for 524 Middle Rd was $19,397 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,562,525 (+2%) Land $736,877 Building $825,648
2025	$19,397.00 Homeowner's exemption	$1,531,889 Land $722,429 Building $809,460
2023	$18,012.00 (+3.69%) Homeowner's exemption	$1,472,406 Land $694,377 Building $778,029	$2,113,740
2022	$17,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Middle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

Nearby Properties on Middle Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures