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524 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 524 Main St, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,241 sqft · built 1988
Lot Size0.75 acres (32,670 sqft)
Owner2 Company Names on File
Last Sale$2,000 (Aug 2023)
Tax Bill$4,464 (2025)
Deeds & MortgagesAug 2023 Sale
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARW M:48 P:W1-1

Property Details

APN / Parcel Number

Primary APNHARW M:48 P:W1-1
Alternative APNs
  • M:00048 B:W001 L:001
  • 4739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,241 sqft Living Area
Gross Area4,126 sqft
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4739
Street Address524 MAIN ST
CityHARWICH
StateMA
Zip02645-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group1
Census Block1002
Census Tract11002

Owner

Source: Barnstable County and Harwich Town records · APN HARW M:48 P:W1-1

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address524 MAIN ST, HARWICH, MA 02645-2417
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Quit Claim Deed, Transfer
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleMar 14, 1989 · Amount on Record
Deed Document Number202332705
Deed Book / Page35943 / 117
Record UpdatedSep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateAug 17, 2023
Property Address524 MAIN ST, HARWICH, MA 02645-2417
Document Number035943-117
Book / Page35943 / 117
Instrument DateAug 17, 2023
Instrument32705
Transaction TypeTransfer
Record UpdatedNov 01, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 MAIN ST, HARWICH, MA 02645-2417

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address524 MAIN ST, HARWICH, MA 02645-2417
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32493-229
DateNov 25, 2019
Book Page32493/229
Instrument59374
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,464.00 (+5.78%)$755,400 (+7.95%) Land $177,300 Building $578,100$871,530
2024$4,220.00 (+5.21%)$699,800 (+15.86%) Land $167,200 Building $532,600
2023$4,011.00$604,000 Land $152,000 Building $452,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010110021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4126000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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