524 Locust Gap Rd, Vilas, NC 28692 Property Records

Watauga County property record for 524 Locust Gap Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,182 sqft · built 2001
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,500 (Jul 2020)
Tax Bill	$944 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1965-45-3266-000`

Property Details

APN / Parcel Number

Primary APN	`1965-45-3266-000`
Alternative APN	`1814362`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,505 sqft
Basement Area	665 sqft
Finished Basement	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Metal
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	824 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1814362
Street Address	524 LOCUST GAP RD
City	VILAS
State	NC
Zip	28692-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCUST GAP RD
Jurisdiction	WATAUGA NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2000
Census Tract	920200

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 LOCUST GAP RD, VILAS, NC 28692-9382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	2020692028
Deed Book / Page	2103 / 709
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 6, 2020
Property Address	524 LOCUST GAP RD, VILAS, NC 28692-9382
Document Number	0021030709
Book / Page	002103 / 000709
Instrument Date	Jun 26, 2020
Instrument	692028
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 LOCUST GAP RD VILAS NC 286929382, VILAS, NC 28692-9382

Mortgage

Document Number	21030712
Date	Jul 6, 2020
Book Page	002103/000712
Instrument	692029

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2045

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,400 (-) Land $22,000 Building $203,400
2025	$944.00	$225,400 (-) Land $22,000 Building $203,400
2024			$225,400 Land $22,000 Building $203,400
2023		$225,400 Land $22,000 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Locust Gap Rd

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