524 Liberty Rd, Wickliffe, KY 42087 Property Records

Ballard County property record for 524 Liberty Rd, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 2012
Lot Size	1.62 acres (70,654 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Nov 2020)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-29`

Property Details

APN / Parcel Number

Primary APN	`17-29`
Alternative APN	`7066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,654 sqft (1.62 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	524 LIBERTY RD
City	WICKLIFFE
State	KY
Zip	42087-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	3
Census Block	3001
Census Tract	950300

Owner

524 Liberty Rd is owned and occupied by an individual who bought it in November 2020.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Mailing Address	524 LIBERTY RD, WICKLIFFE, KY 42087-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 25, 2019	Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Apr 25, 2019 · Amount on File
Deed Document Number	521549
Deed Book / Page	124 / 334
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Nov 12, 2020
Property Address	524 LIBERTY RD, WICKLIFFE, KY 42087-9413
Document Number	124/334
Book / Page	124 / 334
Instrument Date	Nov 10, 2020
Instrument	521549
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 BREAKFAST POINT BLVD, 717, PANAMA CITY BEACH, FL 32407-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 LIBERTY RD, WICKLIFFE, KY 42087-9413

Mortgage

Document Number	521550
Date	Nov 12, 2020
Instrument	521550

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Apr 25, 2019
Property Address	524 LIBERTY RD, WICKLIFFE, KY 42087-9413
Document Number	119/217
Book / Page	119 / 217
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6971 OAK LEVEL RD, 6971, BENTON, KY 42025-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 LIBERTY RD, WICKLIFFE, KY 42087-9413

Mortgage

Document Number	099417
Date	Apr 25, 2019
Instrument	099/417

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 524 Liberty Rd was $1,245.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00	$123,000	$123,000
2023	$1,266.00 Additional exemption filed	$123,000	$123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Liberty Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Liberty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Liberty Rd

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