524 Kossuth St, Sidney, OH 45365 Property Records

Shelby County property record for 524 Kossuth St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,949 sqft · built 1961
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$102,250 (Jul 2018)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1930153.013`

Property Details

APN / Parcel Number

Primary APN	`01-1930153.013`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Brick
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	165 ft deep x 42 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 KOSSUTH ST
City	SIDNEY
State	OH
Zip	45365-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 WHOLE JOHNSTON ANNEX NO 1 CITY OF SIDNEY 020-19-30-153-013
Legal Subdivision	JOHNSTONS ANNEX # 1
Legal Lot Number	34
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4014
Census Tract	972100

Owner

524 Kossuth St is owned and occupied by an individual who bought it in July 2018.

Source: Shelby County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	524 KOSSUTH ST, SIDNEY, OH 45365-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CREDIT UNION
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP
Jul 11, 2018	Warranty Deed, Transfer · Line of Credit ROCKY CREEK FRAM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20183424
Deed Book / Page	2135 / 208
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	Sep 30, 2026
Property Address	524 KOSSUTH ST, SIDNEY, OH 45365-2022
Document Number	0000005143
Book / Page	2334 / 2974
Instrument Date	Sep 10, 2026
Instrument	20265143
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 KOSSUTH ST, SIDNEY, OH 45365-2022

Mortgage

Document Number	0000005143,
Date	Sep 30, 2026
Book Page	2334/2974
Instrument	20265143

Lender

Name	UNIVERSAL 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	524 KOSSUTH ST, SIDNEY, OH 45365-2022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2267/437
Date	Jan 27, 2021
Book Page	2267/437
Instrument	202100000657

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jul 11, 2018
Property Address	524 KOSSUTH ST, SIDNEY, OH 45365-2022
Document Number	002135/208
Book / Page	2135 / 208
Map Reference	VOL3 PG9
Instrument Date	Jul 10, 2018
Instrument	201800003424
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 GARFIELD AVE, SIDNEY, OH 45365-1723

Mortgage

Document Number	201800003425
Date	Jul 11, 2018
Instrument	201800003425

Lender

Name	ROCKY CREEK FRAM LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 524 Kossuth St was $1,321 with exemptions applied, down 7.5% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-7.49%)	$51,580 (-) Land $6,090 Building $45,490
2024	$1,428.00 (-4.48%) Homeowner's exemption Senior Citizen's exemption	$51,580 (-) Land $6,090 Building $45,490
2023	$1,495.00 (-4.66%) Homeowner's exemption Senior Citizen's exemption	$51,580 (+30.78%) Land $6,090 Building $45,490	$147,370 Land $17,390 Building $129,980
2022	$1,568.00 Homeowner's exemption	$39,440 Land $2,810 Building $36,630
2020			$112,710 Land $8,040 Building $104,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Kossuth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Kossuth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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