524 Kings Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 524 Kings Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1951
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Apr 2021)
Tax Bill	$5,701 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.61-2-34`

Property Details

APN / Parcel Number

Primary APN	`421500 60.61-2-34`
Alternative APN	`150006006100020340000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	240 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 KINGS RD
City	SCHENECTADY
State	NY
Zip	12304-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2019
Census Tract	21802

Owner

524 Kings Rd is owned and occupied by an individual who bought it in April 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	524 KINGS RD, SCHENECTADY, NY 12304-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Deed Document Number	202117043
Deed Book / Page	2056 / 752
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 16, 2021
Property Address	524 KINGS RD, SCHENECTADY, NY 12304-3619
Document Number	0000017043
Book / Page	2056 / 752
Instrument Date	Mar 29, 2021
Instrument	202117043
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 KINGS RD, SCHENECTADY, NY 12304-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 DUANE AVE, SCHENECTADY, NY 12307-1803

Mortgage

Document Number	0000017044
Date	Apr 16, 2021
Instrument	202117044

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000017045
Date	Apr 16, 2021
Book Page	5090/799
Instrument	202117045

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 524 Kings Rd was $5,701, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,701.00 (+2.11%)
2025	$5,583.00	$113,100 Land $17,000 Building $96,100	$187,283 Land $28,150 Building $159,133
2023		$113,100 (-) Land $17,000 Building $96,100	$143,165 (+3.8%) Land $21,519 Building $121,646
2022		$113,100 Land $17,000 Building $96,100	$137,927 Land $20,732 Building $117,195
2021	$5,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Kings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Kings Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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