524 Kapps Mill Rd, Elkin, NC 28621 Property Records

Surry County property record for 524 Kapps Mill Rd, Elkin, NC 28621 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1992
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Aug 2020)
Tax Bill	$876 (2025)
Deeds & Mortgages	Oct 2021 Refinance Aug 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`4966-00-28-7446`

Property Details

APN / Parcel Number

Primary APN	`4966-00-28-7446`
Alternative APN	`100117074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	39,640 sqft (0.91 acres)
Porch	Open Porch
Porch Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100117074
Street Address	524 KAPPS MILL RD
City	ELKIN
State	NC
Zip	28621-7111
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	KAPPS MILL RD
Legal Subdivision	ZEPHYR - UNION CROSS
Jurisdiction	SURRY NC
Township / Civil Division	BRYAN
Census Block Group	2
Census Block	2014
Census Tract	930802

Owner

Source: Surry County records · APN 4966-00-28-7446

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 KAPPS MILL RD, ELKIN, NC 28621-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Aug 28, 2020	Warranty Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	0017230771
Deed Book / Page	1723 / 0771
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	524 KAPPS MILL RD, ELKIN, NC 28621-7111
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1786/464
Date	Oct 25, 2021
Book Page	1786/464
Instrument	689391

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 28, 2020
Property Address	524 KAPPS MILL RD, ELKIN, NC 28621-7111
Document Number	1723/771
Book / Page	1723 / 771
Instrument Date	Aug 28, 2020
Instrument	675696
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 KAPPS MILL RD, ELKIN, NC 28621-7111

Mortgage

Document Number	1723/774
Date	Aug 28, 2020
Book Page	1723/774
Instrument	675697

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00 (+55.04%)	$139,880 (+36.48%) Land $12,000 Building $127,880	$139,880 (+36.48%) Land $12,000 Building $127,880
2023	$565.00	$102,490 Land $12,000 Building $90,490	$102,490 Land $12,000 Building $90,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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