524 John Etheridge Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 524 John Etheridge Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,808 sqft · built 1977
Lot Size	3 acres (130,724 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Mortgage
APN	`0980000000270`

Property Details

APN / Parcel Number

Primary APN	`0980000000270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,808 sqft Living Area
1st Floor Area	2,898 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,724 sqft (3 acres)
Lot Dimensions	32 ft deep x 286 ft wide
Garage Type	Detached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	1,560 sqft
Patio Area	458 sqft
Utility Building	1,560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 JOHN ETHERIDGE RD
City	CHESAPEAKE
State	VA
Zip	23322-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	B-1 SUB FARM B DIV R D SHORT FARM 3.001 AC
Legal Subdivision	WHOLE MAP 098,HEAD OF RIVER MEADOWS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	21104

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 JOHN ETHERIDGE RD, CHESAPEAKE, VA 23322-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	524 JOHN ETHERIDGE RD, CHESAPEAKE, VA 23322-2063
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010038/743
Date	Jul 31, 2019
Book Page	10038/743
Instrument	190019479

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	Jul 23, 2054

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	524 JOHN ETHERIDGE RD, CHESAPEAKE, VA 23322-2063
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10008/1420
Date	May 3, 2019
Book Page	10008/1420
Instrument	190010346

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,200 (+6.84%) Land $263,600 Building $456,600	$720,200 (+6.84%) Land $263,600 Building $456,600
2025	$6,808.00 (+31.12%)	$674,100 (+6.46%) Land $233,600 Building $440,500	$674,100 (+6.46%) Land $233,600 Building $440,500
2023		$633,200 (+7.39%) Land $183,400 Building $449,800	$633,200 (+7.39%) Land $183,400 Building $449,800
2022		$589,600 Land $163,400 Building $426,200	$589,600 Land $163,400 Building $426,200
2019	$5,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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