524 Jay Ct, Norfolk, VA 23505 Property Records

Norfolk City property record for 524 Jay Ct, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1948
Lot Size	0.328 acres (14,266 sqft)
Owner	Trust Name on File
Last Sale	$80,000 (Jul 2010)
Tax Bill	$2,655 (2026)
Deeds & Mortgages	Apr 2005 Mortgage Feb 2007 Mortgage + 4 more
APN	`06039700`

Property Details

APN / Parcel Number

Primary APN	`06039700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Attic	Attic
Attic Area	720 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,266 sqft (0.328 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 JAY CT
City	NORFOLK
State	VA
Zip	23505-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	260 BLK K STOCKTON HOMES
Legal Block	K
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2003
Census Tract	5701

Owner

524 Jay Ct is held in a trust since July 2010.

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	528 JAY CT, NORFOLK, VA 23505-3636
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2005	Deed of Trust, Mortgage · ARM H & R BLOCK MORTGAGE CORP
Feb 6, 2007	Deed of Trust, Mortgage · ARM ADVANCED FINANCIAL SERVICES INC
Dec 11, 2007	Deed of Trust, Mortgage · VA Mortgage FIRST HORIZON HOME LOANS
Oct 18, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE
Sep 23, 2021	Intrafamily Transfer, Transfer
Jul 30, 2007	Deed, Transfer · VA Mortgage PROSPERITY MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2010 · Amount on File
Deed Sale	Jul 19, 2010 · Amount on File
Prior Sale	Jan 4, 2010 · Amount on File
Deed Document Number	201014373
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0000000006
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050015262
Date	Apr 15, 2005
Instrument	050015262

Lender

Name	H & R BLOCK MORTGAGE CORP
Type	Mortgage Company
Address	BURLINGTON, MA 01803

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	May 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.4%
Max Rate At Change	10.4%
Index	6-Month LIBOR
Max Rate	13.4%

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070005441
Date	Feb 6, 2007
Instrument	070005441

Lender

Name	ADVANCED FINANCIAL SERVICES INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Max Rate	11.3%

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RIVER CITY TITLE COMPANY, LIBERTY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070044154
Date	Dec 11, 2007
Instrument	070044154

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2037

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060043702
Date	Oct 18, 2006
Instrument	060043702

Lender

Name	FIDELITY MORTGAGE
Type	Subprime Lender
Address	WOODBURY, NY 11797

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2036

Interest

Rate	8.84%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 23, 2021
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Document Number	0210029924
Instrument Date	Sep 20, 2021
Instrument	210029924
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 JAY CT, NORFOLK, VA 23505-3636

July 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 30, 2007
Property Address	524 JAY CT, NORFOLK, VA 23505-3636
Document Number	0070028740
Map Reference	MB32 PG2
Instrument Date	Jul 24, 2007
Instrument	070028740
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 JAY CT, NORFOLK, VA 23505-3636

Mortgage

Document Number	0070028741
Date	Jul 30, 2007
Instrument	070028741

Lender

Name	PROSPERITY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.37%
Index	1-Year T-Bill
Margin	2
Max Rate	7.37%

Tax Assessment & Valuation

The 2026 property tax bill for 524 Jay Ct was $2,655, up 4.6% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,655.00 (+4.57%)	$212,400 (+2.86%) Land $93,500 Building $118,900	$212,400 (+2.86%) Land $93,500 Building $118,900
2025	$2,539.00	$206,500 Land $93,500 Building $113,000	$206,500 Land $93,500 Building $113,000
2023	$2,532.00	$202,600 Land $93,500 Building $109,100	$202,600 Land $93,500 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 524 Jay Ct; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Jay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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