524 Hwy 92, Rutledge, TN 37861 Property Records

Grainger County property record for 524 Hwy 92, Rutledge, TN 37861

Property Summary

Property Type	Rural Home
Details	1 ba · 1,231 sqft · built 1900
Lot Size	122 acres (5,314,320 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Apr 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`029059 00300`

Property Details

APN / Parcel Number

Primary APN	`029059 00300`
Alternative APN	`059 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1961
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,314,320 sqft (122 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	252 sqft
Patio Area	500 sqft
Shed	1 Shed
Shed Area	550 sqft
Pole Barn	600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	524 HIGHWAY 92
City	RUTLEDGE
State	TN
Zip	37861-3416
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Legal Subdivision	MOYERS SURVEYING
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	500301

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 35180, LOUISVILLE, KY 40232-5180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2016
Deed Sale	Oct 31, 2016
Deed Document Number	0003581134
Deed Book / Page	IN354 / 863
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	16007237
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Recording Date	Apr 30, 2020
Property Address	WALNUT LN, RUTLEDGE, TN 37861
Document Number	0000008486
Book / Page	000384 / 000017
Instrument Date	Apr 24, 2020
Instrument	8486
Transaction Type	Construction Loan
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	139 WALNUT LN RUTLEDGE TN 378613603, RUTLEDGE, TN 37861-3603

Mortgage

Document Number	0000008486
Date	Apr 30, 2020
Book Page	000384/000017
Instrument	8486

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Municipality	Rutledge Town
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$140,425 (-) Land $30,975 Building $109,450
2024	Additional exemption filed	$140,425 (-) Land $30,975 Building $109,450
2023	Additional exemption filed	$140,425 Land $30,975 Building $109,450
2021			$773,500 Land $335,700 Building $437,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20