Caldwell County property record for 524 Hickory St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,399 sqft · built 1957 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Jun 1999) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 3 1 28 |
| Primary APN | 03 3 1 28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,399 sqft Heated Area |
| Gross Area | 2,998 sqft |
| 1st Floor Area | 1,399 sqft |
| Basement Area | 1,399 sqft |
| Unfinished Basement | 1,399 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Patio Area | 200 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 108284 |
|---|---|
| Street Address | 524 HICKORY ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1267 PG 666 YR 1999 ST 133.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30700 |
524 Hickory St is owned and occupied by two individuals who bought it in June 1999.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 HICKORY ST, HUDSON, NC 28638-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Jan 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 1999 · Amount on File |
| Deed Sale | Jun 23, 1999 · Amount on File |
| Deed Book / Page | 1267 / 666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 524 HICKORY ST, HUDSON, NC 28638-2457 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0020491981 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 2049/1981 |
| Instrument | 10069448 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 524 HICKORY ST, HUDSON, NC 28638-2457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 524 HICKORY ST, HUDSON, NC 28638-2457 |
| Document Number | 0020450001 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 2045/1 |
| Instrument | 10067276 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 524 HICKORY ST, HUDSON, NC 28638-2457 |
| Document Number | 0010029373 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 524 HICKORY ST HUDSON NC 286382457, HUDSON, NC 28638-2457 |
| Document Number | 0010029373 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 001956/000218 |
| Instrument | 10029373 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
The 2026 property tax bill for 524 Hickory St was $1,234, down 4.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (-4.64%) | $197,200 (-) Land $12,000 Building $185,200 | |
| 2025 | $1,294.00 | $197,200 Land $12,000 Building $185,200 | $197,200 Land $12,000 Building $185,200 |
| 2023 | $99,600 (-) Land $12,000 Building $87,600 | $99,600 (-) Land $12,000 Building $87,600 | |
| 2022 | $779.00 | $99,600 Land $12,000 Building $87,600 | $99,600 Land $12,000 Building $87,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Hickory St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 524 Hickory St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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