524 Hermitage Ct, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 524 Hermitage Ct, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,204 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (May 2021)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-10-00-305.00`

Property Details

APN / Parcel Number

Primary APN	`042-10-00-305.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,204 sqft Finished Area
Gross Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	524 HERMITAGE CT
City	COVINGTON
State	KY
Zip	41011-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO HGTS SEC 2 PT LOTS 44-45
Legal Subdivision	MONTICELLO HEIGHTS
Legal Phase	2
Legal Lot Number	44,45
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	65200

Owner

524 Hermitage Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 HERMITAGE CT, COVINGTON, KY 41011-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	20215900215
Deed Book / Page	90 / 405
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000000215
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 13, 2021
Property Address	524 HERMITAGE CT, COVINGTON, KY 41011-3701
Document Number	0005900215
Book / Page	90 / 405
Map Reference	PL 788
Instrument Date	May 7, 2021
Instrument	21051305900215
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 WASHINGTON ST APT 215, 710, COVINGTON, KY 41011-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 HERMITAGE CT, FT WRIGHT, KY 41011-3701

Mortgage

Document Number	0005900216
Date	May 13, 2021
Book Page	215/312
Instrument	21051305900216

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 524 Hermitage Ct was $2,164 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,500 (-) Land $55,000 Building $212,500	$267,500 (-) Land $55,000 Building $212,500
2025	$2,164.00 Homeowner's exemption	$267,500 Land $55,000 Building $212,500	$267,500 Land $55,000 Building $212,500
2023	$2,851.00	$267,500 Land $45,000 Building $222,500	$267,500 Land $45,000 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Hermitage Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Hermitage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20