Suffolk County and Huntington Town property record for 524 Harbor Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (May 2012) |
| Tax Bill | $23,182 (2024) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-131.00-01.00-046.000 |
| Primary APN | 0400-131.00-01.00-046.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|
| Street Address | 524 HARBOR RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Subdivision | DESCRIBED |
| Legal Block | 100 |
| Legal Lot Number | 46 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 110104 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 125, FARMINGDALE, NY 11735-0125 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Apr 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on Record |
| Deed Sale | May 2, 2012 · Amount on Record |
| Deed Book / Page | 12692 / 185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 524 HARBOR RD, COLD SPRING HARBOR, NY 11724-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232820245 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 23282/245 |
| Instrument | DM014336 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 524 HARBOR RD, COLD SPRING HARBOR, NY 11724-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230160486 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 23016/486 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,925 (-) Land $300 Building $5,625 | $1,316,667 (+10,788.74%) Land $66,667 Building $1,250,000 | |
| 2024 | $23,182.00 | $12,092 (+12.25%) Land $612 Building $11,480 | |
| 2023 | $5,925 Land $300 Building $5,625 | $10,772 Land $545 Building $10,227 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HUNTINGTON WATER DISTRICT serves 81,760 people · EPA ID NY5103263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 28 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: Frontier.
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