524 Hampton Dr W, Moorhead, MN 56560 Property Records

Clay County property record for 524 Hampton Dr W, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2013)
Tax Bill	$6,640 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.276.0590`

Property Details

APN / Parcel Number

Primary APN	`58.276.0590`

Exterior

Lot Area	11,200 sqft (0.26 acres)

Location & Zoning

Street Address	524 HAMPTON DR W
City	MOORHEAD
State	MN
Zip	56560-6783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HAMPTON PLACE 1ST ADD LOT 020 BLOCK 004 SUBDIVISIONCD 58276
Legal Range	48
Legal Township	139
Legal Section	29
Legal Subdivision	HAMPTON PLACE 1ST ADD
Legal Block	4
Legal Lot Number	20
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2019
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 HAMPTON DR W, MOORHEAD, MN 56560-6783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2013 · Amount on Record
Deed Sale	Jun 4, 2013 · Amount on Record
Prior Sale	Apr 28, 2009 · Amount on Record
Deed Document Number	2013722584
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	524 HAMPTON DR W, MOORHEAD, MN 56560-6783
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836958
Date	Apr 11, 2023
Instrument	836958

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	524 HAMPTON DR W, MOORHEAD, MN 56560-6783
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000809804
Date	Dec 14, 2020
Instrument	809804

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.88%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,640.00 (+10.78%) Homeowner's exemption	$427,400 (+4.04%) Land $48,000 Building $379,400	$427,400 (+4.04%) Land $48,000 Building $379,400
2025		$410,800 (+1.38%) Land $48,000 Building $362,800	$410,800 (+1.38%) Land $48,000 Building $362,800
2023	$5,994.00 Homeowner's exemption	$405,200 Land $48,000 Building $357,200	$405,200 Land $48,000 Building $357,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Otter Tail Telecom.

Nearby Properties on Hampton Dr W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures