524 Front St, Elko, NV 89801 Property Records

Elko County property record for 524 Front St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3,916 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Sep 2019)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`001-423-001`

Property Details

APN / Parcel Number

Primary APN	`001-423-001`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,916 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Garage Area	3,300 sqft

Exterior Amenities

Porch	Covered Porch
Deck Area	80 sqft
Patio Area	208 sqft
Shed	1 Shed
Shed Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 FRONT ST
City	ELKO
State	NV
Zip	89801-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZC
Legal Description	LA UNICA
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	CROWE ADDITION
Legal Block	A
Legal Lot Number	12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2068
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	524 FRONT ST, ELKO, NV 89801-4226
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage RURAL NEVADA DEVELOPMENT CORP
Jun 16, 2022	Bargain and Sale Deed, Transfer
Jun 16, 2022	Intrafamily Transfer, Transfer
Sep 9, 2019	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Mar 6, 2014 · Amount on Record
Deed Document Number	2019759013
Prior Transfer Date	Mar 5, 2014
Prior Transfer Doc	0000684093
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	524 FRONT ST, ELKO, NV 89801-4226
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 FRONT ST, ELKO, NV 89801-4226

Mortgage

Document Number	0000793104
Date	Aug 13, 2021
Instrument	793104

Lender

Name	RURAL NEVADA DEVELOPMENT CORP
Type	Government Agency
Address	ELY, NV 89301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 16, 2022
Property Address	524 FRONT ST, ELKO, NV 89801-4226
Document Number	0000807079
Instrument Date	Jun 10, 2022
Instrument	807079
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 4TH ST, ELKO, NV 89801-3133

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Jun 16, 2022
Property Address	524 FRONT ST, ELKO, NV 89801-4226
Document Number	0000807078
Instrument Date	May 13, 2022
Instrument	807078
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2111 HONDO LN, ELKO, NV 89801-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 FRONT ST, ELKO, NV 89801-4226

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Sep 9, 2019
Property Address	524 FRONT ST, ELKO, NV 89801-4946
Document Number	0000759013
Instrument Date	Sep 3, 2019
Instrument	759013
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$1,521.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2111 HONDO LN ELKO NV 898014734, ELKO, NV 89801-4734

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,964.00 (+5.41%)	$81,105 (+5.59%) Land $29,476 Building $51,629	$231,729 (+5.59%) Land $84,217 Building $147,511
2025	$2,812.00 (-2.53%)	$76,814 (+4.6%) Land $22,143 Building $54,671	$219,469 (+4.6%) Land $63,266 Building $156,203
2024	$2,885.00 (+7.29%)
2023	$2,689.00 (+7.3%)	$73,438 (+7.33%) Land $22,143 Building $51,295	$209,823 (+7.33%) Land $63,266 Building $146,557
2022	$2,506.00	$68,420 Land $22,143 Building $46,277	$195,486 Land $63,266 Building $132,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 75% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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