524 E Water St, Pendleton, IN 46064 Property Records

Madison County property record for 524 E Water St, Pendleton, IN 46064 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1953
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2022)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-9998-2-C381`

Property Details

APN / Parcel Number

Primary APN	`34-9998-2-C381`
Alternative APNs	`48-14-21-102-051.000-013` `00001220898`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	170 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Patio Area	550 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001220898
Street Address	524 E WATER ST
City	PENDLETON
State	IN
Zip	46064-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOHLER SUB PT LOTS 37 & 38 (0.332AC)
Legal Subdivision	STOHLERS SUBDIVISION
Legal Lot Number	37-38
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1012
Census Tract	11502

Owner

Source: Madison County records · APN 34-9998-2-C381

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 E WATER ST, PENDLETON, IN 46064-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Seller Carry-Back JOSEPH ADAMS
Jun 01, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	20229501
Prior Transfer Date	Jul 19, 2006
Prior Transfer Doc	2006014533
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	524 E WATER ST, PENDLETON, IN 46064-1051
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R06847
Date	Apr 19, 2022
Instrument	2022R06847

Lender

Name	JOSEPH ADAMS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 01, 2022
Property Address	524 E WATER ST, PENDLETON, IN 46064-1051
Document Number	2022R09501
Map Reference	BK 9 PG 6
Instrument Date	May 31, 2022
Instrument	2022R09501
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E WATER ST, PENDLETON, IN 46064-1051

Mortgage

Document Number	2022R09502
Date	Jun 01, 2022
Instrument	2022R09502

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+12.17%)	$181,700 (+47.84%) Land $15,100 Building $166,600	$181,700 (+47.84%) Land $15,100 Building $166,600
2024	$3,368.00 (+70.45%)
2023		$122,900 (+24.02%) Land $14,400 Building $108,500	$122,900 (+24.02%) Land $14,400 Building $108,500
2022	$1,976.00	$99,100 Land $13,600 Building $85,500	$99,100 Land $13,600 Building $85,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: ALTIUS Communications, Verizon, Frontier, Hancock Rural Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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