Bates County property record for 524 E Spruce St, Rich Hill, MO 64779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,300 sqft · built 1997 |
| Lot Size | 0.771 acres (33,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-03.0-08-020-044-004.000 |
| Primary APN | 23-03.0-08-020-044-004.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 33,600 sqft (0.771 acres) |
| Lot Dimensions | 224 ft deep x 225 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 524 E SPRUCE ST |
|---|---|
| City | RICH HILL |
| State | MO |
| Zip | 64779-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 10, 11 & 12 LY S ABAN RR R/W TC 3RD ADDN BLK 129 AND E2 LOT 8 AND ALL OF LOT 9 |
| Legal Subdivision | TC THIRD ADDN |
| Legal Block | 129 |
| Legal Lot Number | 8-12 |
| Jurisdiction | BATES MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2145 |
| Census Tract | 70400 |
524 E Spruce St is owned and occupied by an individual.
Source: Bates County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 E SPRUCE ST, RICH HILL, MO 64779-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BATES MO |
| Recording Date | Mar 22, 2022 |
| Property Address | 524 E SPRUCE ST, RICH HILL, MO 64779-1538 |
| Document Number | 0010470537 |
| Book / Page | 1047 / 537 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 202200687 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 LAKE RD LOT 3, 3, GARDEN CITY, MO 64747-7300 |
| Document Number | 0001047538 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 1047/538 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 524 E Spruce St was $1,113.
Source: Bates County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Bates County |
| County Subdivision | Osage Township |
| Municipality | Rich Hill City |
| Unified School District | Rich Hill R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 | $16,680 | $87,800 Land $2,180 Building $85,620 |
| 2023 | $14,590 | ||
| 2021 | $76,800 Land $2,230 Building $74,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 E Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Jul 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 E Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICH HILL PWS serves 1,400 people · EPA ID MO1010682 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · May 2026 Treatment failure not recorded as resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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