524 E Ryder St, Litchfield, IL 62056 Property Records

Montgomery County property record for 524 E Ryder St, Litchfield, IL 62056

Property Summary

Property Type	Single Family Home
Details	1,752 sqft · built 1977
Lot Size	0.21 acres (9,171 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 2021)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
APN	`10-33-454-004`

Property Details

APN / Parcel Number

Primary APN	`10-33-454-004`
Alternative APN	`11-201-103-00`

Interior

Building Area	1,752 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,171 sqft (0.21 acres)

Location & Zoning

Street Address	524 E RYDER ST
City	LITCHFIELD
State	IL
Zip	62056-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & E 10 FT LOT 2 BLK 69 P C HUGGINS ADD 9-5-1103 S T00 R
Legal Subdivision	P C HUGGINS ADD
Legal Block	69
Legal Lot Number	1,2
Jurisdiction	MONTGOMERY IL
Township / Civil Division	NORTH LITCHFIELD
Census Block Group	1
Census Block	1013
Census Tract	957800

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 E RYDER ST, LITCHFIELD, IL 62056-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Dec 8, 2008 · Amount on Record
Deed Document Number	20212437
Deed Book / Page	1756 / 632
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jul 8, 2021
Property Address	524 E RYDER ST, LITCHFIELD, IL 62056-1664
Document Number	1756/632
Book / Page	1756 / 632
Instrument Date	Jul 7, 2021
Instrument	202102437
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 E RYDER ST, LITCHFIELD, IL 62056-1664

Mortgage

Document Number	2021024381756636
Date	Jul 8, 2021
Instrument	2021024381756636

Lender

Name	CNB BANK & TRUST NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	North Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00	$40,490 Land $6,880 Building $33,610	$121,470 Land $20,640 Building $100,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITCHFIELD serves 6,648 people · EPA ID IL1350400
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20