524 E Main St, Georgetown, KY 40324 Property Records

Scott County property record for 524 E Main St, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	2,427 sqft Living Area
Lot Size	14,444 sqft (0.331 acres)
Garage	Detached, 560 sqft
Occupancy	Owner Occupied
Last Sale	$230,000 (2020)
Tax Bill	$2,348.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`166-40-299.000`

Interior

Building Area	2,427 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	3 Fireplaces

Exterior

Exterior Material	Brick Exterior
Lot Area	14,444 sqft (0.331 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	560 sqft Garage

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	524 E MAIN ST
City	GEORGETOWN
State	KY
Zip	40324-1743
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY GEO 51
Jurisdiction	SCOTT KY
Minor Civil Division	GEORGETOWN
Census Blockgroup	1
Census Block	1008
Census Tract	40209

Owner

Source: Scott County records · APN 166-40-299.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	524 E MAIN ST, GEORGETOWN, KY 40324-1743
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Prior Sale	Jan 08, 2010 · Amount on Record
Deed Doc Number	422703
Deed Book / Page	D418 / 362
Record Refreshed	Jun 08, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 09, 2020
Property Address	524 E MAIN ST, GEORGETOWN, KY 40324-1743
Document Number	D418/362
Book / Page	D418 / 362
Instrument Date	Oct 07, 2020
Instrument	422703
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1637 ABYSS DR, 1637, ODESSA, FL 33556-1879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E MAIN ST, GEORGETOWN, KY 40324-1743

Mortgage

Document Number	422704
Date	Oct 09, 2020
Instrument	422704

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (+5.01%)	$263,700 (+6.89%)	$263,700 (+6.89%)
2023	$2,236.00 (+9.72%)	$246,700 (+4.98%) Land $50,000 Building $196,700	$246,700 (+4.98%) Land $50,000 Building $196,700
2022	$2,038.00	$235,000 Land $50,000 Building $185,000	$235,000 Land $50,000 Building $185,000

Flood & Wildfire

524 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Scott County (21209C), updated November 20, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Georgetown East Main Street Residential District listed 1978 · 41 contributing resources · NRIS 78001396

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.