524 E Lydia Ln, Phoenix, AZ 85042 Property Records

Maricopa County property record for 524 E Lydia Ln, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,846 sqft · built 2005
Lot Size	0.209 acres (9,106 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Feb 2018)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`114-08-049`

Property Details

APN / Parcel Number

Primary APN	`114-08-049`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,106 sqft (0.209 acres)
Parking Spaces	2 Parking Spaces
Pool Area	219 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	524 E LYDIA LN
City	PHOENIX
State	AZ
Zip	85042-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HERITAGE AT ALTA VISTA AMD MCR 572-19
Legal Range	03E
Legal Township	01N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	HERITAGE AT ALTA VISTA AMD
Legal Lot Number	35
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	116500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 6, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 3, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Prior Sale	Feb 6, 2018 · Amount on File
Deed Document Number	0000092375
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000643641
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267

Mortgage

Document Number	0000588510
Date	Nov 4, 2024
Instrument	20240588510

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 11, 2021
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Document Number	0000643641
Map Reference	MB 572 PG 19
Instrument Date	Mar 4, 2021
Instrument	20210643641
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267

Mortgage

Document Number	0000643642
Date	Jun 11, 2021
Instrument	20210643642

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000963768
Date	Nov 27, 2019
Instrument	20190963768

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2018
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Document Number	0000092375
Map Reference	MB 572 PG 19
Instrument Date	Dec 27, 2017
Instrument	20180092375
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267

Mortgage

Document Number	0000092377
Date	Feb 6, 2018
Instrument	20180092377

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year LIBOR
Margin	5
Max Rate	13%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Document Number	0000749173
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000749173
Date	Oct 10, 2017
Instrument	749173

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 3, 2017
Property Address	524 E LYDIA LN, PHOENIX, AZ 85042-4267
Document Number	0000732532
Instrument Date	Sep 26, 2017
Instrument	732532
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,320 (-6.3%)	$363,200 (-6.3%) Land $72,600 Building $290,600
2025	$1,948.00 (+5.81%)
2024		$38,760	$387,600 Land $77,500 Building $310,100
2023	$1,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GeoLinks.

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