524 E Locust St, Bethlehem, PA 18018 Property Records

Northampton County property record for 524 E Locust St, Bethlehem, PA 18018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1930
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2017)
Tax Bill	$442 (2026)
Deeds & Mortgages	Oct 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4863-13-1001-4897`

Property Details

APN / Parcel Number

Primary APN	`4863-13-1001-4897`
Alternative APN	`N6SE3D 6 4 0204`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1930
Architectural Style	Other
Exterior Material	Brick
Lot Area	2,657 sqft (0.06 acres)
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 E LOCUST ST
City	BETHLEHEM
State	PA
Zip	18018-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY
Legal Block	6
Legal Lot Number	4
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	4
Census Block	4039
Census Tract	10601

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 E LOCUST ST, BETHLEHEM, PA 18018-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 2, 2017	Grant Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Deed Document Number	017-187985
Deed Book / Page	2017-1 / 87985
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	524 E LOCUST ST, BETHLEHEM, PA 18018-3131
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	VAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E LOCUST ST, BETHLEHEM, PA 18018-3131

Mortgage

Document Number	0000039584
Date	Oct 4, 2021
Book Page	2021-1/355575
Instrument	2021039584

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	May 2, 2017
Property Address	524 E LOCUST ST, BETHLEHEM, PA 18018-3131
Document Number	0000011363
Book / Page	000001 / 087985
Instrument Date	Apr 28, 2017
Instrument	11363
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E LOCUST ST BETHLEHEM PA 180183131, BETHLEHEM, PA 18018-3131

Mortgage

Document Number	11364
Date	May 2, 2017
Book Page	000001/087989
Instrument	11364

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054-2392

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$442.00 (-87.8%)	$41,000 (-) Land $13,500 Building $27,500
2024	$3,623.00	$41,000 Land $13,500 Building $27,500
1995			$82,000 Land $27,000 Building $55,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lehigh WiFi.

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