524 E Lake Ave, #A, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 524 E Lake Ave, #A, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 900 sqft · built 1908
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jan 2021)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`017-061-06`

Property Details

APN / Parcel Number

Primary APN	`017-061-06`
Alternative APN	`017-061-06-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	900 sqft Living Area
Gross Area	1,260 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	524 E LAKE AVE, A
City	WATSONVILLE
State	CA
Zip	95076-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2016
Census Tract	110102

Owner

524 E Lake Ave, #A is owned by two individuals who bought it in January 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 PAJARO HILLS DR, ROYAL OAKS, CA 95076-9357
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Intrafamily Transfer, Transfer
Jan 21, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Document Number	20213385
Prior Transfer Date	Jun 12, 1997
Prior Transfer Doc	0000028281
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 27, 2023
Property Address	524 E LAKE AVE, WATSONVILLE, CA 95076-4427
Document Number	0000013854
Instrument Date	Jul 12, 2023
Instrument	2023-0013854
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1245 PAJARO HILLS DR, ROYAL OAKS, CA 95076-9357

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 21, 2021
Property Address	524 E LAKE AVE, WATSONVILLE, CA 95076-4427
Document Number	0000003385
Instrument Date	Jan 14, 2021
Instrument	3385
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	524 E LAKE AVE WATSONVILLE CA 950764427, WATSONVILLE, CA 95076-4427

Tax Assessment & Valuation

The 2025 property tax bill for 524 E Lake Ave, #A was $5,833.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,193 (+2%) Land $358,826 Building $99,367
2025	$5,833.00	$449,209 Land $351,790 Building $97,419
2023	$5,141.00 (+1.78%)	$431,766 (+2%) Land $338,130 Building $93,636	$495,270
2022	$5,051.00	$423,300 Land $331,500 Building $91,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 E Lake Ave, #A in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 524 E Lake Ave, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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