San Diego County property record for 524 E Indian Rock Rd, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,156 sqft · built 1958 |
| Lot Size | 0.141 acres (6,135 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Nov 2010) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-062-10-00 |
| Primary APN | 175-062-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,156 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 6,135 sqft (0.141 acres) |
| Street Address | 524 E INDIAN ROCK RD |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-5048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 37 TR 003182 |
| Legal Subdivision | VISTA PLAZA |
| Legal Tract | 003182 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 19502 |
524 E Indian Rock Rd is owned and occupied by an individual who bought it in November 2010.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on File |
| Deed Sale | Nov 30, 2010 · Amount on File |
| Deed Document Number | 2010658668 |
| Prior Transfer Date | Oct 13, 2010 |
| Prior Transfer Doc | 0000658667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Document Number | 0000364420 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-0364420 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Document Number | 0000237991 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0237991 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 524 E INDIAN ROCK RD, VISTA, CA 92084-5048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000310805 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-0310805 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 524 E Indian Rock Rd was $3,918 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $289,572 (+2%) Land $130,672 Building $158,900 | |
| 2025 | $3,918.00 Homeowner's exemption | $283,895 Land $128,110 Building $155,785 |
| 2023 | $3,663.00 (+0.27%) Homeowner's exemption | $272,874 Land $123,137 Building $149,737 |
| 2022 | $3,653.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 524 E Indian Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 524 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, San Diego Broadband, T-Mobile.
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